Santa Cruz County property record for 118 S Navarra Dr, Scotts Valley, CA 95066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,040 sqft · built 1962 |
| Lot Size | 0.238 acres (10,367 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $700,000 (May 2006) |
| Tax Bill | $12,008 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-152-08 |
| Primary APN | 024-152-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 2,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 10,367 sqft (0.238 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 118 S NAVARRA DR |
|---|---|
| City | SCOTTS VALLEY |
| State | CA |
| Zip | 95066-3619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | EL RHO ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 121200 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 118 S NAVARRA DR, SCOTTS VALLEY, CA 95066-3619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Oct 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Nov 21, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2006 · Amount on Record |
| Deed Sale | May 31, 2006 · Amount on Record |
| Deed Document Number | 200631719 |
| Prior Transfer Date | Nov 18, 1997 |
| Prior Transfer Doc | 0000057124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 118 S NAVARRA DR, SCOTTS VALLEY, CA 95066-3619 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 118 S NAVARRA DR, SCOTTS VALLEY, CA 95066-3619 |
| Document Number | 0000049157 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 2020-0049157 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 118 S NAVARRA DR, SCOTTS VALLEY, CA 95066-3619 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000032625 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 2019-0032625 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 21, 2017 |
| Property Address | 118 S NAVARRA DR, SCOTTS VALLEY, CA 95066-3619 |
| Document Number | 0000039162 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 39162 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 118 S NAVARRA DR SCOTTS VALLEY CA 950663619, SCOTTS VALLEY, CA 95066-3619 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Scotts Valley City |
| Unified School District | Scotts Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $975,743 (+2%) Land $557,568 Building $418,175 | ||
| 2025 | $12,008.00 (+6.56%) | $956,611 (+4.04%) Land $546,635 Building $409,976 | |
| 2024 | $11,269.00 (+2.28%) | ||
| 2023 | $11,018.00 (+1.97%) | $919,465 Land $525,409 Building $394,056 | $1,140,660 |
| 2022 | $10,805.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (1982–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures