118 S Michael St, Boyd, WI 54726 Property Records

Chippewa County property record for 118 S Michael St, Boyd, WI 54726

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Tax Bill	$1,534 (2025)
Deeds & Mortgages	Dec 2021 Refinance Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22905-3142-6077-0203`

Property Details

APN / Parcel Number

Primary APN	`22905-3142-6077-0203`
Alternative APN	`106 0345`

Location & Zoning

Account Number	106 0345
Street Address	118 S MICHAEL ST
City	BOYD
State	WI
Zip	54726-9124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	M L MOHR'S ADDITION LOT 3 BLK 2
Legal Range	05W
Legal Township	29N
Legal Section	31
Legal Subdivision	M L MOHRS ADDITION
Legal Block	2
Legal Lot Number	3
Jurisdiction	CHIPPEWA WI
Township / Civil Division	BOYD
Census Block Group	5
Census Block	5036
Census Tract	10800

Owner

Source: Chippewa County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	118 S MICHAEL ST, BOYD, WI 54726-9124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MARINE CREDIT UNION
Aug 28, 2019	Warranty Deed, Transfer · ARM MARINE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2019
Deed Sale	Aug 28, 2019
Deed Document Number	892214
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	118 S MICHAEL ST, BOYD, WI 54726-9124
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000927390
Date	Dec 30, 2021
Instrument	927390

Lender

Name	MARINE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Aug 28, 2019
Property Address	118 S MICHAEL ST, BOYD, WI 54726-9124
Document Number	0000892214
Instrument Date	Aug 28, 2019
Instrument	892214
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 S MICHAEL ST, BOYD, WI 54726-9124

Mortgage

Document Number	0000892215
Date	Aug 28, 2019
Instrument	892215

Lender

Name	MARINE CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	7.8%
Type Change Date	Sep 24, 2024
Index	1-Year CMT

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Boyd Village
Unified School District	Stanley-Boyd Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,534.00 (+26.88%) Homeowner's exemption	$133,500 (+120.66%) Land $9,000 Building $124,500	$147,400 (+43.11%)
2023	$1,209.00 Homeowner's exemption	$60,500 Land $6,000 Building $54,500	$103,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYD WATERWORKS serves 540 people · EPA ID WI6090449
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NTERA.

Nearby Properties on S Michael St

Nearby Streets

All Boyd, WI Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures