Otero County property record for 118 S Main St, Fowler, CO 81039
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,300 sqft · built 1900 |
| Lot Size | 0.08 acres (3,498 sqft) |
| Owner | Company Name on Record |
| Last Sale | $80,000 (Mar 2024) |
| Tax Bill | $413 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Sale & Mortgage + 2 more |
| APN | 4375-174-06008 |
| Primary APN | 4375-174-06008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Material | Built-Up Asphalt |
| Lot Area | 3,498 sqft (0.08 acres) |
| Garage Area | 825 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 200 sqft |
| Heating System | Hot Water |
|---|
| Account Number | 101195 |
|---|---|
| Street Address | 118 S MAIN ST |
| City | FOWLER |
| State | CO |
| Zip | 81039-1173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLK 3 FOWLER B946 P534 B1055 P85 #588739; MS# 3359R; RCPTN-559138 BL- LT- SEC- 17 TWN- 22 RNG- 59 |
| Legal Range | 59 |
| Legal Township | 22 |
| Legal Section | 17 |
| Legal Subdivision | FOWLER (B1-5) |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | OTERO CO |
| Township / Civil Division | FOWLER |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 968000 |
Source: Otero County records, as of February 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 309 E PARK AVE, FOWLER, CO 81039-1240 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FOWLER STATE BANK |
| Mar 19, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage FOWLER STATE BANK |
| Sep 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage THE PUEBLO BANK & TRUST COMPANY INC |
| Mar 10, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2024 · Amount on Record |
| Deed Sale | Mar 19, 2024 · Amount on Record |
| Prior Sale | Mar 10, 2017 · Amount on Record |
| Deed Document Number | 671116 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTERO CO |
| Property Address | 118 S MAIN ST, FOWLER, CO 81039-1173 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3269 COUNTY ROAD KK.75, FOWLER, CO 81039-9713 |
| Document Number | 0000675824 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 675824 |
| Name | FOWLER STATE BANK |
|---|---|
| Type | Bank |
| Address | FOWLER, CO 81039 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 25, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTERO CO |
| Recording Date | Mar 19, 2024 |
| Property Address | 118 S MAIN ST, FOWLER, CO 81039-1173 |
| Document Number | 0000671116 |
| Instrument Date | Mar 18, 2024 |
| Instrument | 671116 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | UNITED TITLE, UNIFIED TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 E PARK AVE, FOWLER, CO 81039-1240 |
| Document Number | 0000671117 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 671117 |
| Name | FOWLER STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Mar 18, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTERO CO |
| Property Address | 118 S MAIN ST, FOWLER, CO 81039-1173 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000649396 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 649396 |
| Name | THE PUEBLO BANK & TRUST COMPANY INC |
|---|---|
| Type | Bank |
| Address | PUEBLO, CO 81002 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTERO CO |
| Recording Date | Mar 10, 2017 |
| Property Address | 118 S MAIN ST, FOWLER, CO 81039-1173 |
| Document Number | 0000647494 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 647494 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 70 S COUNTY ROAD KK, MANZANOLA, CO 81058 |
Source: Otero County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Otero County |
| Municipality | Fowler Town |
| Unified School District | Fowler School District R-4J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $413.00 (+95.73%) | $4,921 (+93.89%) | $78,723 (-15.24%) |
| 2023 | $211.00 (-15.26%) | $2,538 (-14.66%) Land $258 Building $2,280 | $92,875 (+112.35%) Land $3,850 Building $89,025 |
| 2022 | $249.00 | $2,974 Land $262 Building $2,712 | |
| 2021 | $43,737 Land $3,850 Building $39,887 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FOWLER serves 1,169 people · EPA ID CO0145210 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Gross alpha radiation resolved · Jul 2024 Failure to filter resolved · Apr 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SECOM Fixed Wireless · Fiber in parts of the area | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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