118 S Locust St, Carson, IA 51525 Property Records

Pottawattamie County property record for 118 S Locust St, Carson, IA 51525

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,185 sqft · built 1900
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Aug 2023)
Tax Bill	$3,440 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7440 02 352 013`

Property Details

APN / Parcel Number

Primary APN	`7440 02 352 013`
Alternative APN	`014 045 075 002718 000 000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,185 sqft Base Area
1st Floor Area	1,185 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Foundation Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Porch	Porch
Porch Area	190 sqft

Location & Zoning

Street Address	118 S LOCUST ST
City	CARSON
State	IA
Zip	51525-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARSON TOWN-ORIG PLAT LTS 20 & 21 BLK 5
Legal Subdivision	CARSON ORIGINAL TOWN
Legal Block	5
Legal Lot Number	20,21
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	CARSON
Census Block Group	1
Census Block	1070
Census Tract	21702

Owner

118 S Locust St is owned and occupied by an individual who bought it in August 2023.

Source: Pottawattamie County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	118 S LOCUST ST, CARSON, IA 51525-4424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
May 26, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on File
Deed Sale	Aug 16, 2023 · Amount on File
Prior Sale	May 26, 2020 · Amount on File
Deed Document Number	20237982
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Aug 16, 2023
Property Address	118 S LOCUST ST, CARSON, IA 51525-4424
Document Number	0000007982
Instrument Date	Aug 14, 2023
Instrument	2023-07982
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	118 S LOCUST ST, CARSON, IA 51525-4424

Mortgage

Document Number	0000007983
Date	Aug 16, 2023
Instrument	2023-07983

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	May 26, 2020
Property Address	118 S LOCUST ST, CARSON, IA 51525-4424
Document Number	2020
Book / Page	2020 / 6486
Instrument Date	May 21, 2020
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	118 S LOCUST ST, CARSON, IA 51525-4424

Mortgage

Document Number	20206488
Date	May 26, 2020
Instrument	2020/6488

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 118 S Locust St was $3,440.

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Carson City
County	Pottawattamie County
Unified School District	Riverside Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,200 Land $13,800 Building $236,400	$250,200 Land $13,800 Building $236,400
2025	$3,440.00
2023		$170,900 (+47.84%) Land $12,000 Building $158,900	$170,900 Land $12,000 Building $158,900
2022		$115,600 Land $9,800 Building $105,800
2021	$2,937.00		$115,600 Land $9,800 Building $105,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 S Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 S Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARSON WATER SUPPLY serves 766 people · EPA ID IA7809078
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Western Iowa Wireless.

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