118 S Front St, Dowagiac, MI 49047 Property Records

Cass County property record for 118 S Front St, Dowagiac, MI 49047

Property Summary

Property Type	Commercial
Details	2,374 sqft
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Company Names on File
Last Sale	$70,000 (Apr 2014)
Tax Bill	$2,205 (2025)
Deeds & Mortgages	Sep 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-160-200-098-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-200-098-00`

Interior

Building Area	2,374 sqft Building Perimeter

Exterior

Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	9.9 ft deep x 1.9 ft wide

Location & Zoning

Street Address	118 S FRONT ST
City	DOWAGIAC
State	MI
Zip	49047-1737
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	. DW 213 SWLY 20 FT LOT 183, EX STRIP 7 INCHES WIDE ALG SWLY LINE SD LOT- ORIGINAL PLAT CITY OF DOWAGIAC.
Legal Subdivision	JACOB BEESENS
Legal Lot Number	183
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	1
Census Block	1000
Census Tract	2201

Owner

118 S Front St, a commercial property, is owned by a company that acquired it in September 2023.

Source: Cass County records, as of October 1, 2026

Owner of Record	2 Company Names on File
Mailing Address	5240 PARK ST, WATERVLIET, MI 49098-9713
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2014 · Amount on File
Deed Sale	Apr 21, 2014 · Amount on File
Deed Book / Page	1074 / 2466
Last Transfer Date	Sep 11, 2023
Transfer Doc	01237/1425
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Sep 22, 2023
Property Address	118 S FRONT ST, DOWAGIAC, MI 49047-1737
Document Number	01237/1425
Book / Page	1237 / 1425
Instrument Date	Sep 11, 2023
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5240 PARK ST, WATERVLIET, MI 49098-9713

Tax Assessment & Valuation

The 2025 property tax bill for 118 S Front St was $2,205, up 1.8% from the year before.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,900 (-3.67%) Land $6,900 Building $43,000	$99,800 (-3.67%) Land $13,800 Building $86,000
2025	$2,205.00 (+1.85%)	$51,800 Land $5,800 Building $46,000	$103,600 Land $11,600 Building $92,000
2024	$2,165.00
2023		$38,300	$76,600
2022	$1,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 S Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 S Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20