118 S Cherry St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 118 S Cherry St, Poughkeepsie, NY 12601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,496 sqft · built 1910
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Tax Bill	$6,733 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`131300-6161-31-335836-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6161-31-335836-0000`
Alternative APNs	`130000616100313358360000` `131300 6.161-31-335.836` `064070`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,496 sqft Living Area
Gross Area	1,604 sqft
1st Floor Area	748 sqft
2nd Floor Area	748 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	130 ft deep x 40 ft wide
View / Lot	Urban
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	064070
Street Address	118 S CHERRY ST
City	POUGHKEEPSIE
State	NY
Zip	12601-4216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	40 X 130
Legal Block	31
Legal Lot Number	335
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	3
Census Block	3003
Census Tract	220901

Owner

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 S CHERRY ST, POUGHKEEPSIE, NY 12601-4216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jun 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Oct 11, 2018	Grant Deed, Transfer KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	118 S CHERRY ST, POUGHKEEPSIE, NY 12601-4216
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057927
Date	Dec 30, 2021
Instrument	57927

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	118 S CHERRY ST, POUGHKEEPSIE, NY 12601-4216
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053626
Date	Jun 23, 2021
Instrument	53626

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Oct 11, 2018
Property Address	118 S CHERRY ST, POUGHKEEPSIE, NY 12601-4216
Document Number	0000007364
Instrument Date	Oct 10, 2018
Instrument	7364
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	NORTH RIVER ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 S CHERRY ST POUGHKEEPSIE NY 126014216, POUGHKEEPSIE, NY 12601-4216

Mortgage

Document Number	6275
Date	Oct 11, 2018
Instrument	6275

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2048

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,733.00	$287,400 (+16.92%) Land $59,400 Building $228,000	$287,400 (+16.92%) Land $59,400 Building $228,000
2023		$245,800 (+15.02%) Land $59,400 Building $186,400	$245,800 (+15.02%) Land $59,400 Building $186,400
2022		$213,700 Land $54,000 Building $159,700	$213,700 Land $54,000 Building $159,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum, T-Mobile.

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