118 S Cedar Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 118 S Cedar Ave, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,344 sqft · built 1900
Lot Size	0.103 acres (4,522 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,034 (2025)
Deeds & Mortgages	Feb 2019 Second Mortgage Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`053-61534.00`

Property Details

APN / Parcel Number

Primary APN	`053-61534.00`
Alternative APN	`0617 00091`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft
2nd Floor Area	672 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Asbestos
Lot Area	4,522 sqft (0.103 acres)
Lot Dimensions	113 ft deep x 40 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Enclosed Porch
Porch Area	300 sqft
Patio Area	312 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0617 00091
Street Address	118 S CEDAR AVE
City	LANCASTER
State	OH
Zip	43130-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HEIGHTS LOT 63
Legal Subdivision	CEDAR HEIGHTS
Legal Lot Number	63
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	4
Census Block	4007
Census Tract	31600

Owner

118 S Cedar Ave is owned and occupied by two individuals who acquired it in November 2019.

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 S CEDAR AVE, LANCASTER, OH 43130-3513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRFIELD NATIONAL BANK
Nov 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 18, 2019
Transfer Doc	0000021268
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	118 S CEDAR AVE, LANCASTER, OH 43130-3513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SAS TITLE AGENCY LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002805
Date	Feb 22, 2019
Book Page	1785/2826
Instrument	201900002805

Lender

Name	FAIRFIELD NATIONAL BANK
Type	Bank
Address	LANCASTER, OH 43130

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2034

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Nov 18, 2019
Property Address	118 S CEDAR AVE, LANCASTER, OH 43130-3513
Document Number	0000021268
Book / Page	001808 / 000337
Instrument Date	Nov 15, 2019
Instrument	21268
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 S CEDAR AVE LANCASTER OH 431303513, LANCASTER, OH 43130-3513

Tax Assessment & Valuation

The 2025 property tax bill for 118 S Cedar Ave was $5,034.

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,034.00	$56,000 (+28.09%) Land $10,860 Building $45,140	$160,020 Land $31,040 Building $128,980
2024		$43,720 (-) Land $7,200 Building $36,520
2023	$1,589.00 Homeowner's exemption	$43,720 (-) Land $7,200 Building $36,520
2022	Homeowner's exemption	$43,720 Land $7,200 Building $36,520	$124,890 Land $20,560 Building $104,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 S Cedar Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 S Cedar Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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