118 S 3rd St, Bonham, TX 75418 Property Records

Fannin County property record for 118 S 3rd St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1 ba · 672 sqft · built 1980
Lot Size	0.101 acres (4,417 sqft)
Owner	Individual Name on Record
Tax Bill	$1,619 (2024)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9645-004-0051-05`

Property Details

APN / Parcel Number

Primary APN	`9645-004-0051-05`
Alternative APN	`93089`

Interior

Full Baths	1 Bath
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1980
Exterior Material	Wood
Construction Type	Wood Frame
Lot Area	4,417 sqft (0.101 acres)
Lot Dimensions	74 ft deep x 60 ft wide
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	9645-004-0051-05
Old Parcel Number	93089
Street Address	118 S 3RD ST
City	BONHAM
State	TX
Zip	75418-4805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REICH ADDN, BLOCK 4, LOT PT OF 5
Legal Subdivision	REICH ADD
Legal Block	4
Legal Lot Number	5
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	1
Census Block	1080
Census Tract	950600

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1868 S AMMONS ST APT A, A, LAKEWOOD, CO 80232-6794
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2025	Vendor's Lien, Transfer · FHA Mortgage TOWNE MORTGAGE CO
Apr 17, 2017	Vendor's Lien, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2025
Deed Sale	Aug 5, 2025
Prior Sale	Apr 17, 2017
Deed Document Number	2025004835
Record Updated	Jun 8, 2026

August 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Aug 5, 2025
Property Address	118 S 3RD ST, BONHAM, TX 75418-4805
Document Number	2025004835
Map Reference	VOL 11 PG 627
Instrument Date	Aug 1, 2025
Instrument	2025004835
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	MAIN STREET TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9278 STONE BROOK DR, KINGSTON, OK 73439-5220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1868 S AMMONS ST APT A, A, LAKEWOOD, CO 80232-6794
Investor	Possibly a Property Investor

Mortgage

Document Number	2025004836
Date	Aug 5, 2025
Instrument	2025004836

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

April 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Apr 17, 2017
Property Address	118 S 3RD ST, BONHAM, TX 75418-4805
Document Number	1948/0085
Book / Page	1948 / 0085
Map Reference	MB 99 PG 22
Instrument Date	Apr 12, 2017
Instrument	2017-2049
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2526 S FM 271, 2526, BONHAM, TX 75418-9264

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 S 3RD ST, BONHAM, TX 75418-4805

Mortgage

Document Number	20172050
Date	Apr 17, 2017
Instrument	2017-2050

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,680 (+51.54%) Land $18,600 Building $66,080	$84,680 (+51.54%) Land $18,600 Building $66,080
2024	$1,619.00 (+418.91%)
2023		$55,880 Land $13,780 Building $42,100	$55,880 Land $13,780 Building $42,100
2018	$312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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