118 S 3rd Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 118 S 3rd Ave, Big Rapids, MI 49307

Property Summary

Property TypeSingle Family Home
Details1 ba · 832 sqft · built 1910
Lot Size0.226 acres (9,845 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesMar 2021 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN17-11-455-010

Property Details

APN / Parcel Number

Primary APN17-11-455-010

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area832 sqft Total Area
Basement Area832 sqft

Exterior

Year BuiltBuilt 1910
Architectural StyleRanch
Exterior MaterialBrick
Lot Area9,845 sqft (0.226 acres)
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area286 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address118 S 3RD AVE
CityBIG RAPIDS
StateMI
Zip49307-1568
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description000118 S THIRD AVENUE: SEC 11, T15N, R10W - - COM ON THE SW'LY SIDE OF S THIRD AVE AT THE SE'LY COR OF LOT 12, TH SE'LY ALG T
Legal Lot Number12
JurisdictionMECOSTA MI
Township / Civil DivisionBIG RAPIDS
Census Block Group1
Census Block1000
Census Tract960701

Owner

Source: Mecosta County records, as of July 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address118 S 3RD AVE, BIG RAPIDS, MI 49307-1568
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
TCF NATIONAL BANK
May 13, 2019Deed of Trust, Mortgage · Commercial Mortgage
CHEMICAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2003
Deed SaleNov 6, 2003
Deed Document Number200300014905
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECOSTA MI
Property Address118 S 3RD AVE, BIG RAPIDS, MI 49307-1568
Transaction TypeMortgage
Record UpdatedApr 2, 2021
Title CompanyLAKELAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number909/3489
DateMar 9, 2021
Book Page909/3489
Instrument202100001976
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECOSTA MI
Property Address118 S 3RD AVE, BIG RAPIDS, MI 49307-1568
Transaction TypeMortgage
Record UpdatedJun 4, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number897/3314
DateMay 13, 2019
Book Page897/3314
Instrument201900003408
Lender
NameCHEMICAL BANK
TypeBank
AddressMIDLAND, MI 48640
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBig Rapids City
CountyMecosta County
Unified School DistrictBig Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$53,800$107,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIG RAPIDS
serves 10,403 people · EPA ID MI0000710
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Point Broadband
Fiber · Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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