118 S 3rd Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 118 S 3rd Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,372 sqft · built 1941
Lot Size	0.14 acres (6,000 sqft)
Owner	Individual Name on Record
Tax Bill	$1,310 (2026)
Deeds & Mortgages	Jul 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.007.7500`

Property Details

APN / Parcel Number

Primary APN	`34.007.7500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,016 sqft
Basement Area	1,016 sqft
Unfinished Basement	1,016 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard

Location & Zoning

Street Address	118 S 3RD AVE
City	ALBERT LEA
State	MN
Zip	56007-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORIN'S ADDITION BLOCK-032 S 54 FT N 259 FT E 120 FT BLK 32 MORINS ADDITION
Legal Subdivision	MORIN'S ADDITION
Legal Block	32
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	1
Census Block	1021
Census Tract	180800

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 S 3RD AVE, ALBERT LEA, MN 56007-1730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME FSB

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	118 S 3RD AVE, ALBERT LEA, MN 56007-1730
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A543302
Date	Jul 9, 2020
Instrument	A543302

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	118 S 3RD AVE, ALBERT LEA, MN 56007-1730
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A527399
Date	May 31, 2017
Instrument	A527399

Lender

Name	HOME FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,310.00 Homeowner's exemption	$113,400 (+40.52%) Land $22,300 Building $91,100	$113,400 (+40.52%) Land $22,300 Building $91,100
2025	$1,310.00 (+35.61%)
2023	$966.00 (+20.45%) Homeowner's exemption	$80,700 Land $11,000 Building $69,700	$80,700 Land $11,000 Building $69,700
2020	$802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Aug 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Winnebago Cooperative Telecom Association.

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