Pottawatomie County property record for 118 S 10th St, Mcloud, OK 74851
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,305 sqft · built 1950 |
| Lot Size | 0.241 acres (10,497 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Apr 2025) |
| Tax Bill | $734 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29927 |
| Primary APN | 29927 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| 1st Floor Area | 1,305 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,497 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Utility Building | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 630029927 |
|---|---|
| Street Address | 118 S 10TH ST |
| City | MCLOUD |
| State | OK |
| Zip | 74851-8038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRADDOCK BLK 5 LOTS 13 THRU 15 |
| Legal Subdivision | CRADDOCK BLK 5 LOTS 13 THRU 15 |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | POTTAWATOMIE OK |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 501005 |
Source: Pottawatomie County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 118 S 10TH ST, MCLOUD, OK 74851-8038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST |
| Mar 25, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST |
| Nov 16, 2020 | Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST |
| Mar 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANCFIRST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2025 · Amount on Record |
| Deed Sale | Apr 15, 2025 · Amount on Record |
| Prior Sale | Nov 20, 2014 · Amount on Record |
| Deed Document Number | 20254466 |
| Prior Transfer Date | Sep 25, 2014 |
| Prior Transfer Doc | 0000014033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Property Address | 118 S 10TH ST, MCLOUD, OK 74851-8038 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 118 S 10TH ST, MCLOUD, OK 74851-8038 |
| Document Number | I2024004266 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | I-2024-004266 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | MCLOUD, OK 74851 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 15, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Property Address | 118 S 10TH ST, MCLOUD, OK 74851-8038 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 118 S 10TH ST, MCLOUD, OK 74851-8038 |
| Document Number | 0000003889 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 202200003889 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | MCLOUD, OK 74851 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 15, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Property Address | 118 S 10TH ST, MCLOUD, OK 74851-8038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013010 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 202000013010 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | MCLOUD, OK 74851 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 15, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Property Address | 118 S 10TH ST, MCLOUD, OK 74851-8038 |
| Document Number | 0000002937 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 S 10TH ST MCLOUD OK 748518038, MCLOUD, OK 74851-8038 |
| Document Number | 0000002937 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 2937 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | MCLOUD, OK 74851 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 20, 2022 |
Source: Pottawatomie County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pottawatomie County |
| Municipality | McLoud City |
| Unified School District | McLoud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $734.00 (+4.26%) | $8,063 (+5%) Land $1,415 Building $6,648 | $68,900 (-2.28%) Land $13,500 Building $55,400 |
| 2024 | $704.00 (+5.86%) | $7,679 (+4.99%) Land $1,038 Building $6,641 | $70,505 (+15.68%) Land $13,500 Building $57,005 |
| 2023 | $665.00 | $7,314 Land $360 Building $6,954 | $60,946 Land $3,000 Building $57,946 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 87% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCLOUD serves 2,939 people · EPA ID OK2006301 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 20 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Atlink Services Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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