118 Ryan Dr, Columbia, IL 62236 Property Records

Monroe County property record for 118 Ryan Dr, Columbia, IL 62236

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,915 sqft · built 1995
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$339,000 (Mar 2019)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-28-233-002-000`

Property Details

APN / Parcel Number

Primary APN	`04-28-233-002-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,915 sqft Living Area
1st Floor Area	1,915 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Foundation Type	Raised
Lot Area	108,900 sqft (2.5 acres)
Garage Area	1,120 sqft
Driveway	Asphalt Driveway
Driveway Area	4,780 sqft

Exterior Amenities

Porch	Slab
Porch Area	512 sqft
Deck Area	144 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	118 RYAN DR
City	COLUMBIA
State	IL
Zip	62236-4120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR2
Legal Description	LOT 2 CARR CREEK ESTATES
Legal Range	10W
Legal Township	01S
Legal Section	28
Legal Subdivision	CARR CREEK ESTATES
Legal Lot Number	2
Jurisdiction	MONROE IL
Township / Civil Division	25
Census Block Group	2
Census Block	2109
Census Tract	600102

Owner

118 Ryan Dr is owned and occupied by two individuals who bought it in March 2019.

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 RYAN DR, COLUMBIA, IL 62236-4120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Dec 23, 2020	Deed of Trust, Mortgage · VA Mortgage F & B ACQUISTITION GROUP LLC
Mar 26, 2019	Warranty Deed, Transfer · VA Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2019 · Amount on File
Deed Sale	Mar 26, 2019 · Amount on File
Deed Document Number	2019400559
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	118 RYAN DR, COLUMBIA, IL 62236-4120
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000430690
Date	Sep 28, 2023
Instrument	430690

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	118 RYAN DR, COLUMBIA, IL 62236-4120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000413654
Date	Dec 23, 2020
Instrument	413654

Lender

Name	F & B ACQUISTITION GROUP LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Mar 26, 2019
Property Address	118 RYAN DR, COLUMBIA, IL 62236-4120
Document Number	0000400559
Map Reference	IN 147364
Instrument Date	Mar 22, 2019
Instrument	400559
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$508.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 RYAN DR, COLUMBIA, IL 62236-4120

Mortgage

Document Number	0000400560
Date	Mar 26, 2019
Instrument	400560

Lender

Name	FCB BANKS

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Columbia City
Unified School District	Columbia Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption	$139,020 Land $13,550 Building $125,470	$417,060 Land $40,650 Building $376,410
2022	Disabled Person's exemption Additional exemption filed	$140,210 Land $46,830 Building $93,380	$420,630 Land $140,490 Building $280,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 118 Ryan Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	20 (1993–2024)
Claims Outside the SFHA	14 of 20
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Ryan Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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