118 River Mist Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 118 River Mist Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,710 sqft · built 2020
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on File
Last Sale	$324,900 (Apr 2021)
Tax Bill	$7,338 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027022-0700`

Property Details

APN / Parcel Number

Primary APN	`027022-0700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	2,278 sqft
1st Floor Area	1,710 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	118 RIVER MIST DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-9048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97/9-12 BANNON LAKES PARCEL B LOT 70 OR5225/1341
Legal Range	28E
Legal Township	06S
Legal Section	11
Legal Subdivision	BANNON LAKES PARCEL B
Legal Block	1
Legal Lot Number	70
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2065
Census Tract	20904

Owner

118 River Mist Dr is owned and occupied by two individuals who bought it in April 2021.

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 RIVER MIST DR, SAINT AUGUSTINE, FL 32095-9048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on File
Deed Sale	Apr 1, 2021 · Amount on File
Prior Sale	Jun 9, 2020 · Amount on File
Deed Document Number	202136193
Deed Book / Page	5225 / 1341
Record Updated	Jun 8, 2026

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 1, 2021
Property Address	118 RIVER MIST DR, SAINT AUGUSTINE, FL 32095-9048
Document Number	0052251341
Book / Page	5225 / 1341
Map Reference	MB 97 PG 9-12
Instrument Date	Mar 29, 2021
Instrument	2021036193
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,274.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23975 PARK SORRENTO STE 300, 300, CALABASAS, CA 91302-4012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 RIVER MIST DR, SAINT AUGUSTINE, FL 32095-9048

Mortgage

Document Number	0052251343
Date	Apr 1, 2021
Instrument	5225/1343

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,261 (-0.96%) Land $85,000 Building $244,261	$329,261 (-5%) Land $85,000 Building $244,261
2025	$7,338.00 (+9.72%) Homeowner's exemption	$332,458 (+2.9%)	$346,608 (-1.37%) Land $90,000 Building $256,608
2024	$6,688.00 (+1.13%) Homeowner's exemption	$323,088 (+3%)	$351,422 (-) Land $95,000 Building $256,422
2023	$6,613.00 (+3.51%) Homeowner's exemption	$313,678 (+3%)	$351,422 (+15.39%) Land $95,000 Building $256,422
2022	$6,389.00 Homeowner's exemption	$304,542	$304,542 Land $78,400 Building $226,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 River Mist Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 River Mist Dr is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30