Montgomery County property record for 118 Ridgepoint Pl, Gaithersburg, MD 20878
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,120 sqft · built 1994 |
| Lot Size | 0.025 acres (1,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $489,900 (Aug 2019) |
| Tax Bill | $6,765 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02976864 |
| Primary APN | 09-02976864 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,120 sqft Living Area |
| Gross Area | 2,360 sqft |
| 1st Floor Area | 760 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 1,080 sqft (0.025 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02976864 |
|---|---|
| Street Address | 118 RIDGEPOINT PL |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20878-5729 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | MXD |
| Legal Description | KENTLANDS |
| Legal Subdivision | KENTLANDS HILL |
| Legal Block | UU |
| Legal Lot Number | 44 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 700824 |
Source: Montgomery County records · APN 09-02976864
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 RIDGEPOINT PL, GAITHERSBURG, MD 20878-5729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional with PMI NEWREZ LLC |
| Aug 02, 2019 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2019 · Amount on Record |
| Deed Sale | Aug 02, 2019 · Amount on Record |
| Prior Sale | Dec 16, 2014 · Amount on Record |
| Deed Book / Page | 57958 / 422 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 118 RIDGEPOINT PL, GAITHERSBURG, MD 20878-5729 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 118 RIDGEPOINT PL, GAITHERSBURG, MD 20878-5729 |
| Document Number | 0647260335 |
|---|---|
| Date | Dec 01, 2021 |
| Book Page | 64726/335 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 118 RIDGEPOINT PL, GAITHERSBURG, MD 20878-5729 |
| Document Number | 0606860136 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 118 RIDGEPOINT PL GAITHERSBURG MD 208785729, GAITHERSBURG, MD 20878-5729 |
| Document Number | 0606860136 |
|---|---|
| Date | Oct 02, 2020 |
| Book Page | 060686/000136 |
| Name | NEWREZ LLC |
|---|---|
| Address | 1100 VIRGINIA DR, FORT WASHINGTON, PA 19034-3276 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 02, 2019 |
| Property Address | 118 RIDGEPOINT PL, GAITHERSBURG, MD 20878-5729 |
| Document Number | 0579580422 |
| Book / Page | 57958 / 422 |
| Map Reference | MB 166 PL 18710 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | VILLAGE SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,123.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 118 RIDGEPOINT PL, GAITHERSBURG, MD 20878-5729 |
| Document Number | 57958432 |
|---|---|
| Date | Aug 02, 2019 |
| Instrument | 57958/432 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $567,800 (+3.12%) Land $270,000 Building $297,800 | $567,800 (-) Land $270,000 Building $297,800 | |
| 2025 | $6,765.00 (+14.89%) | $550,633 (+6.65%) | $567,800 (+9.97%) Land $270,000 Building $297,800 |
| 2023 | $516,300 Land $270,000 Building $246,300 | $516,300 Land $270,000 Building $246,300 | |
| 2022 | $5,888.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 682 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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