118 Red House Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 118 Red House Cir, Saint Augustine, FL 32084

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,337 sqft · built 2022
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,990 (Oct 2022)
Tax Bill	$4,739 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`102824-0740`

Property Details

APN / Parcel Number

Primary APN	`102824-0740`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,337 sqft Living Area
1st Floor Area	630 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Porch	Finished/Open Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	118 RED HOUSE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32084-0055
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	110/34-40 WHISPERING CREEK LOT 74 BLK 4 OR5656/1052
Legal Range	29
Legal Township	07
Legal Section	51
Legal Subdivision	WHISPERING CREEK
Legal Block	4
Legal Lot Number	74
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	20903

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	293 TUMBLED STONE WAY, SAINT AUGUSTINE, FL 32086-0228
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Mar 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Oct 28, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Deed Document Number	2022100387
Deed Book / Page	5656 / 1052
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Apr 8, 2026
Property Address	118 RED HOUSE CIR, SAINT AUGUSTINE, FL 32084-0055
Document Number	0000030002
Book / Page	6340 / 790
Instrument Date	Apr 1, 2026
Instrument	202630002
Record Updated	Apr 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 TUMBLED STONE WAY, SAINT AUGUSTINE, FL 32086-0228

Mortgage

Document Number	0000030002,
Date	Apr 8, 2026
Book Page	6340/790
Instrument	202630002

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.43%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Apr 8, 2026
Property Address	118 RED HOUSE CIR, SAINT AUGUSTINE, FL 32084-0055
Document Number	0063400790
Book / Page	6340 / 790
Instrument Date	Apr 1, 2026
Instrument	202630002
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 TUMBLED STONE WAY, SAINT AUGUSTINE, FL 32086-0228

Mortgage

Document Number	0000030002,
Date	Apr 8, 2026
Book Page	6340/790
Instrument	202630002

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.43%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	118 RED HOUSE CIR, SAINT AUGUSTINE, FL 32084-0055
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 TUMBLED STONE WAY, SAINT AUGUSTINE, FL 32086-0228

Mortgage

Document Number	0059161145
Date	Mar 18, 2024
Book Page	5916/1145
Instrument	2024019900

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

October 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 28, 2022
Property Address	118 RED HOUSE CIR, SAINT AUGUSTINE, FL 32084-0055
Document Number	0056561052
Book / Page	5656 / 1052
Map Reference	MB 110 PG 34-40
Instrument Date	Oct 27, 2022
Instrument	2022100387
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,009.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 TUMBLED STONE WAY, ST AUGUSTINE, FL 32086-0228

Mortgage

Document Number	0056561053
Date	Oct 28, 2022
Instrument	5656/1053

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,812 (+2.47%) Land $55,000 Building $187,812	$242,812 (+2.47%) Land $55,000 Building $187,812
2025	$4,739.00 (+12.67%)	$236,962 (+8.18%)	$236,962 (+8.18%) Land $55,000 Building $181,962
2024	$4,206.00 (-8.35%)	$219,047 (-7.8%)	$219,047 (-7.8%) Land $50,000 Building $169,047
2023	$4,589.00 (+483.84%)	$237,580 (+473.31%)	$237,580 (+473.31%) Land $55,000 Building $182,580
2022	$786.00	$41,440	$41,440 Land $41,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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