Montgomery County and Florida Town property record for 118 Rector Rd, Amsterdam, NY 12010
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,640 sqft · built 1991 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,900 (Dec 2007) |
| Tax Bill | $4,595 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 272600 118.-1-13.12 |
| Primary APN | 272600 118.-1-13.12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,640 sqft Living Area |
| 1st Floor Area | 2,640 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Width | 294 ft Width |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 208 sqft |
| Pole Barn | Pole Barn |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 118 RECTOR RD |
|---|---|
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-7839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 13.012 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | FLORIDA |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 72800 |
118 Rector Rd is owned and occupied by an individual who acquired it in September 2008.
Source: Montgomery County and Florida Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 RECTOR RD, AMSTERDAM, NY 12010-7839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2007 · Amount on File |
| Deed Sale | Dec 28, 2007 · Amount on File |
| Deed Book / Page | 1619 / 123 |
| Last Transfer Date | Sep 4, 2008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Property Address | 118 RECTOR RD, AMSTERDAM, NY 12010-7839 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000100 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 2024-1100 |
| Name | BROADVIEW FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 118 Rector Rd was $4,595 with a homeowner's exemption, up 111.5% from the year before.
Source: Montgomery County and Florida Town assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Montgomery County |
| County Subdivision | Florida Town |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,595.00 (+111.46%) Homeowner's exemption | ||
| 2025 | $2,173.00 | $215,000 Land $15,000 Building $200,000 | $255,952 Land $17,857 Building $238,095 |
| 2023 | $215,000 Land $15,000 Building $200,000 | $242,938 Land $16,949 Building $225,989 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Rector Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 20 (1980–2011) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Rector Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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