118 Ramseur St, Central, SC 29630 Property Records

Pickens County property record for 118 Ramseur St, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,522 sqft · built 1958
Owner	2 Individual Names on Record
Tax Bill	$296 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4065-06-27-8525`

Property Details

APN / Parcel Number

Primary APN	`4065-06-27-8525`
Alternative APN	`R0009703`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,522 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Porch	Porch
Porch Area	60 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0009703
Old Parcel Number	4065 06 27 8525
Street Address	118 RAMSEUR ST
City	CENTRAL
State	SC
Zip	29630-9194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R 20 SINGLE FAM RES DIST
Legal Description	S/SIDE RAMSEUR ST LOT 002
Legal Subdivision	POINSETT HOME BUILDERS INC
Legal Lot Number	2
Jurisdiction	PICKENS SC
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2020
Census Tract	11101

Owner

Source: Pickens County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 RAMSEUR ST, CENTRAL, SC 29630-9194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jan 27, 2020	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS
Mar 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 27, 2020
Transfer Doc	0000001202
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	118 RAMSEUR ST, CENTRAL, SC 29630-9194
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 RAMSEUR ST, CENTRAL, SC 29630-9194
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001920
Date	Feb 4, 2022
Book Page	6089/69
Instrument	202201920

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	946 Months
Due	Dec 19, 2100

Interest

Rate Type	Adjustable Rate
Rate	2.44%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year CMT
Max Rate	7.44%

January 2020: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	PICKENS SC
Recording Date	Jan 27, 2020
Property Address	118 RAMSEUR ST, CENTRAL, SC 29630-9194
Document Number	0000001202
Book / Page	002130 / 000097
Instrument Date	Jan 24, 2020
Instrument	1202
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	118 RAMSEUR ST CENTRAL SC 296309194, CENTRAL, SC 29630-9194

Mortgage

Document Number	1768
Date	Jan 27, 2020
Book Page	005605/000272
Instrument	1768

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Jan 26, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.69%

Mortgage

Document Number	1769,
Date	Jan 27, 2020
Book Page	005605/000286
Instrument	1769

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Jan 26, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.69%

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PICKENS SC
Recording Date	Mar 29, 2019
Property Address	118 RAMSEUR ST, CENTRAL, SC 29630-9194
Document Number	0000004421
Book / Page	002046 / 000099
Instrument Date	Mar 19, 2019
Instrument	4421
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 RAMSEUR ST CENTRAL SC 296309194, CENTRAL, SC 29630-9194

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Municipality	Central Town
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$296.00 (-74.06%)	$4,970 (+15.05%) Land $550 Building $4,420	$176,200 (+63%) Land $19,600 Building $156,600
2024	$1,141.00 (+423.39%)	$4,320 (-) Land $480 Building $3,840	$108,100 (-) Land $12,000 Building $96,100
2023	$218.00 (-2.24%)	$4,320 (-) Land $480 Building $3,840	$108,100 (-) Land $12,000 Building $96,100
2022	$223.00	$4,320 Land $480 Building $3,840	$108,100 Land $12,000 Building $96,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRAL serves 3,495 people · EPA ID SC3910005
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, West Carolina Rural Telephone Cooperative.

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