118 Railroad Dr, Grenada, MS 38901 Property Records

Grenada County property record for 118 Railroad Dr, Grenada, MS 38901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 1973
Lot Size	0.437 acres (19,046 sqft)
Owner	Individual Name on File
Last Sale	$51,300 (May 2021)
Tax Bill	$1,276 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042Z 10 089.00`

Property Details

APN / Parcel Number

Primary APN	`042Z 10 089.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,856 sqft Adjusted Area
1st Floor Area	1,856 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	19,046 sqft (0.437 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	118 RAILROAD DR
City	GRENADA
State	MS
Zip	38901-8526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 MCCAIN EST 042.E-18. -1-019
Legal Range	05
Legal Township	21
Legal Section	10
Legal Subdivision	MCCAIN ESTATES
Legal Lot Number	19
Jurisdiction	GRENADA MS
Township / Civil Division	1
Census Block Group	3
Census Block	3058
Census Tract	950102

Owner

118 Railroad Dr is owned by an individual who bought it in May 2021.

Source: Grenada County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1049 HIGHWAY 51 S, GRENADA, MS 38901-8445
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage BANKPLUS LOAN OPERATIONS
May 12, 2021	Deed of Trust, Mortgage BANKPLUS LOAN OPERATIONS
May 12, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2021 · Amount on File
Deed Sale	May 12, 2021 · Amount on File
Deed Book / Page	2021 / 1702
Prior Transfer Date	May 5, 2021
Prior Transfer Doc	02021/1702
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRENADA MS
Property Address	118 RAILROAD DR, GRENADA, MS 38901-8526
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 HIGHWAY 51 S, GRENADA, MS 38901-8445
Investor	Possibly a Property Investor

Mortgage

Document Number	02022/4132
Date	Apr 18, 2022
Book Page	2022/4132

Lender

Name	BANKPLUS LOAN OPERATIONS
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 25, 2027

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRENADA MS
Property Address	118 RAILROAD DR, GRENADA, MS 38901-8526
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 E NAT G TROUTT RD, GRENADA, MS 38901-8844
Investor	Possibly a Property Investor

Mortgage

Document Number	02021/4785
Date	May 12, 2021
Book Page	2021/4785

Lender

Name	BANKPLUS LOAN OPERATIONS
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	11 Months
Due	Apr 15, 2022

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRENADA MS
Recording Date	May 12, 2021
Property Address	118 RAILROAD DR, GRENADA, MS 38901-8526
Document Number	02021/1702
Book / Page	2021 / 1702
Instrument Date	May 5, 2021
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 RAILROAD DR, GRENADA, MS 38901-8526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 E NAT G TROUTT RD, GRENADA, MS 38901-8844
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 118 Railroad Dr was $1,276.

Source: Grenada County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Grenada County
Unified School District	Grenada School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,276.00	$12,953 Land $1,650 Building $11,303	$86,353 Land $11,000 Building $75,353
2023		$10,622 Land $1,650 Building $8,972	$70,812 Land $11,000 Building $59,812

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 118 Railroad Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Railroad Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRENADA serves 12,762 people · EPA ID MS0220003
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Delta Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Railroad Dr

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