118 Post Oak Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 118 Post Oak Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,906 sqft · built 2018
Lot Size	0.209 acres (9,104 sqft)
Owner	2 Individual Names on File
Last Sale	$545,438 (May 2025)
Tax Bill	$8,779 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage May 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R263245`

Property Details

APN / Parcel Number

Primary APN	`R263245`
Alternative APNs	`72476490801000111` `263245`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,906 sqft Living Area
Gross Area	4,516 sqft
1st Floor Area	2,353 sqft
2nd Floor Area	1,553 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,104 sqft (0.209 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	118 POST OAK DR
City	RED OAK
State	TX
Zip	75154-0079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK H HICKORY CREEK ADDITION PH 2 0.209 AC
Legal Subdivision	HICKORY CREEK ADDITION PH 2
Legal Block	H
Legal Lot Number	10
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2035
Census Tract	60206

Owner

118 Post Oak Dr is owned and occupied by two individuals who bought it in May 2025.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 POST OAK DR, RED OAK, TX 75154-0079
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
May 29, 2025	Vendor's Lien, Transfer · FHA Mortgage M & T BANK
Sep 23, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 6, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage FINANCE OF AMERICA MTG
Aug 2, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage SKYLINE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2025 · Amount on File
Deed Sale	May 29, 2025 · Amount on File
Prior Sale	Jul 6, 2018 · Amount on File
Deed Document Number	202517340
Prior Transfer Date	Jun 29, 2018
Prior Transfer Doc	0000019263
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	118 POST OAK DR, RED OAK, TX 75154-0079
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 POST OAK DR, RED OAK, TX 75154-0079

Mortgage

Document Number	0002323446
Date	Aug 9, 2023
Instrument	2323446

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	299 Months
Due	Jul 1, 2048

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	May 29, 2025
Property Address	118 POST OAK DR, RED OAK, TX 75154-0079
Document Number	0002517340
Map Reference	CAB I PG 494
Instrument Date	May 23, 2025
Instrument	2517340
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	818 BUCKEYE LANE, MANSFIELD, TX 76063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 POST OAK DR, RED OAK, TX 75154-0079
Investor	Possibly a Property Investor

Mortgage

Document Number	0002517341
Date	May 29, 2025
Instrument	2517341

Lender

Name	M & T BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	118 POST OAK DR, RED OAK, TX 75154-0079
Document Number	0000036740
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 POST OAK DR RED OAK TX 751540079, RED OAK, TX 75154-0079

Mortgage

Document Number	0000036740
Date	Oct 8, 2020
Instrument	36740

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Oct 7, 2048

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Jul 6, 2018
Property Address	118 POST OAK DR, RED OAK, TX 75154-0079
Document Number	0000019263
Instrument Date	Jun 29, 2018
Instrument	19263
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 31, 2018
Title Company	SENDERA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 POST OAK DR RED OAK TX 751540079, RED OAK, TX 75154-0079

Mortgage

Document Number	19264
Date	Jul 6, 2018
Instrument	19264

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	Aug 2, 2017
Property Address	118 POST OAK DR, RED OAK, TX 75154-0079
Document Number	0000021762
Instrument Date	Jul 26, 2017
Instrument	21762
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 16, 2021
Title Company	SENDERA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 POST OAK DR RED OAK TX 751540079, RED OAK, TX 75154-0079

Mortgage

Document Number	21763
Date	Aug 2, 2017
Instrument	21763

Lender

Name	SKYLINE FIN'L
Type	Funding / Finance Company
Address	CALABASAS, CA 91301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 118 Post Oak Dr was $8,779 with a homeowner's exemption, up 0.2% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,322 (+4.83%) Land $92,500 Building $437,822	$530,322 (+4.83%) Land $92,500 Building $437,822
2025	$8,779.00 (+0.18%) Homeowner's exemption	$505,874 Land $92,500 Building $413,374	$505,874 Land $92,500 Building $413,374
2024	$8,763.00 (+11.42%)
2023	$7,865.00 Homeowner's exemption	$568,347 Land $85,000 Building $483,347	$568,347 Land $85,000 Building $483,347
2018	$805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Post Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Post Oak Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RED OAK serves 18,577 people · EPA ID TX0700031
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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