118 Pine Needle Dr, Hubert, NC 28539 Property Records

Onslow County property record for 118 Pine Needle Dr, Hubert, NC 28539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,224 sqft · built 2008
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on File
Last Sale$158,000 (Nov 2021)
Tax Bill$1,116 (2023)
Deeds & MortgagesNov 2021 Sale & Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1315-297

Property Details

APN / Parcel Number

Primary APN1315-297
Alternative APNs
  • 479535000
  • 047981

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,224 sqft Living Area

Exterior

Year BuiltBuilt 2008
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number479535000
Old Parcel Number1315 297,
Street Address118 PINE NEEDLE DR
CityHUBERT
StateNC
Zip28539-4482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL12 S2 WHISPERING PINES S/F 1315 282
Legal SubdivisionWHISPERING PINES
Legal Lot Number12
JurisdictionONSLOW NC
Township / Civil DivisionSWANSBORO
Census Block Group1
Census Block1011
Census Tract2803

Owner

Source: Onslow County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address118 PINE NEEDLE DR, HUBERT, NC 28539-4482
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Warranty Deed, Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP
Aug 2, 2017Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 9, 2021 · Amount on Record
Deed SaleNov 9, 2021 · Amount on Record
Prior SaleAug 2, 2017 · Amount on Record
Deed Document Number0005616137
Deed Book / Page5616 / 137
Record UpdatedJun 7, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateNov 9, 2021
Property Address118 PINE NEEDLE DR, HUBERT, NC 28539-4482
Document Number0056160137
Book / Page5616 / 137
Instrument DateOct 12, 2021
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$316.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 PINE NEEDLE DR, HUBERT, NC 28539-4482

Mortgage

Document Number0005616141
DateNov 9, 2021
Instrument5616/141
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateAug 2, 2017
Property Address118 PINE NEEDLE DR, HUBERT, NC 28539-4482
Document Number0046540165
Book / Page4654 / 165
Map ReferenceMB25 PG196
Instrument DateJul 20, 2017
Instrument4654-165
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$232.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 PINE NEEDLE DR, HUBERT, NC 28539-4482

Mortgage

Document Number4654168
DateAug 2, 2017
Instrument4654-168
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,116.00$170,477 Land $40,000 Building $130,477$170,477 Land $40,000 Building $130,477

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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