Madison County property record for 118 Pine Meadow Rd, Waco, KY 40385
| Property Type | Single Family Home |
|---|---|
| Lot Size | 6.23 acres (271,379 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,320 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Dec 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0131-0000-0008-C |
| Primary APN | 0131-0000-0008-C |
|---|---|
| Alternative APNs |
|
| Lot Area | 271,379 sqft (6.23 acres) |
|---|
| Account Number | 76523 |
|---|---|
| Street Address | 118 PINE MEADOW RD |
| City | WACO |
| State | KY |
| Zip | 40385-9577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT A (6.23 ACRES) |
| Legal Subdivision | DALE ARPS |
| Legal Tract | A |
| Legal Lot Number | A |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 11002 |
118 Pine Meadow Rd is owned and occupied by an individual who acquired it in June 2021.
Source: Madison County records, as of December 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 PINE MEADOW RD, WACO, KY 40385-9577 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Dec 9, 2021 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Jun 3, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 2, 2021 |
| Transfer Doc | 00D806/384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 118 PINE MEADOW RD, WACO, KY 40385-9577 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | M01826/213 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | M01826/213 |
| Instrument | 2013982489 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 118 PINE MEADOW RD, WACO, KY 40385-9577 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 118 PINE MEADOW RD, WACO, KY 40385-9577 |
| Document Number | 0M2116/693 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | M2116/693 |
| Instrument | 2014067925 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 3, 2021 |
| Property Address | 118 PINE MEADOW RD, WACO, KY 40385-9577 |
| Document Number | 00D806/384 |
| Book / Page | D806 / 384 |
| Map Reference | CAB 21 SL 19 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 2014039366 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 216 PINECREST CT, BEREA, KY 40403-9577 |
| Name | Verified Name |
|---|---|
| Address | 118 PINE MEADOW RD, WACO, KY 40385-9577 |
The 2025 property tax bill for 118 Pine Meadow Rd was $1,320.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,320.00 | $140,000 | $140,000 |
| 2023 | $1,358.00 | $140,000 | $140,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Pine Meadow Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 118 Pine Meadow Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 74% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum.
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