Putnam County property record for 118 Pine Lake Dr, Satsuma, FL 32189
| Property Type | Mobile Home |
|---|---|
| Details | 1,144 sqft · built 2006 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual on Record |
| Last Sale | $98,000 (Feb 2008) |
| Tax Bill | $685 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-10-26-0380-002.0-022.0 |
| Primary APN | 39-10-26-0380-002.0-022.0 |
|---|---|
| Alternative APN |
|
| Building Area | 1,144 sqft Living Area |
|---|---|
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 2006 |
|---|---|
| Lot Area | 6,098 sqft (0.139 acres) |
| Lot Depth | 100 ft Depth |
| Porch | Porch |
| Porch Area | 492 sqft |
| Deck Area | 216 sqft |
| Account Number | 1481 |
|---|---|
| Street Address | 118 PINE LAKE DR |
| City | SATSUMA |
| State | FL |
| Zip | 32189-2726 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BAYOU CLUB UNIT 1-B MB6 P60, B |
| Legal Range | 26E |
| Legal Township | 10S |
| Legal Section | 39 |
| Legal Subdivision | BAYOU CLUB |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | CRESCENT CITY |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 951200 |
Source: Putnam County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 118 PINE LAKE DR, SATSUMA, FL 32189-2726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CAPITAL CITY BANK |
| Mar 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2008 · Amount on Record |
| Deed Sale | Feb 25, 2008 · Amount on Record |
| Prior Sale | Nov 26, 2007 · Amount on Record |
| Deed Document Number | 200854643090 |
| Deed Book / Page | 1184 / 0596 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 118 PINE LAKE DR, SATSUMA, FL 32189-2726 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015441640 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 1544/1640 |
| Instrument | 201954010209 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 118 PINE LAKE DR, SATSUMA, FL 32189-2726 |
| Document Number | 0015710972 |
| Instrument Date | Mar 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 PINE LAKE DR SATSUMA FL 321892726, SATSUMA, FL 32189-2726 |
| Document Number | 0015710972 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 001571/000972 |
| Instrument | 54004638 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 9, 2035 |
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $685.00 (+19.55%) Homeowner's exemption | $47,110 (+5.96%) | $206,340 (-4.88%) Land $25,000 Building $181,340 |
| 2023 | $573.00 (+3.99%) Homeowner's exemption | $44,460 (+2.99%) | $216,930 (+17.43%) Land $25,000 Building $191,930 |
| 2022 | $551.00 Homeowner's exemption | $43,170 | $184,730 Land $25,000 Building $159,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. JOHN'S RIVER CLUB UTILITIES private · serves 170 people · EPA ID FL2544266 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 32 ppb (2024) action level 15 ppb |
| Copper | 3.3 mg/L (2024) action level 1.3 mg/L |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids not recorded as resolved · Jan 2025 Total trihalomethanes not recorded as resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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