118 Pepperpike Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 118 Pepperpike Way, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2021
Square Footage2,380 sqft Living Area
Lot Size9,147 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$417,800 (2021)
Tax Bill$7,174.00 (2025)

Property Details

APN / Parcel Number

Primary APN029011-5440

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Building Area2,380 sqft Living Area
Gross Area2,832 sqft Gross Area
1st Floor1,041 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,147 sqft (0.21 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area452 sqft Garage
Porch Area160 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address118 PEPPERPIKE WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-5510
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description95/15-24 WHISPER CREEK PHASE 5 UNIT A LOT 544 OR5455/1501
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 5 UNIT A
Legal Phase5
Legal Block1
Legal Lot Number544
Legal UnitA
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4021
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-5440

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address118 PEPPERPIKE WAY, SAINT AUGUSTINE, FL 32092-5510
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
HOME AMERICAN MORTGAGE CORP
Jul 16, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2021 · Amount on Record
Deed SaleDec 29, 2021 · Amount on Record
Prior SaleJul 16, 2020 · Amount on Record
Deed Doc Number2021139950
Deed Book / Page5455 / 1501
Record RefreshedJun 08, 2026

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateDec 29, 2021
Property Address118 PEPPERPIKE WAY, SAINT AUGUSTINE, FL 32092-5510
Document Number0054551501
Book / Page5455 / 1501
Map ReferenceMB 95 PG 15-24
Instrument DateDec 21, 2021
Instrument2021139950
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2023
Title CompanyDO NO USE, AMERICAN HOME T&E CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,924.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address118 PEPPERPIKE WAY, ST AUGUSTINE, FL 32092-5510

Mortgage

Document Number0054551502
DateDec 29, 2021
Instrument5455/1502
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJul 16, 2020
Property Address118 PEPPERPIKE WAY, SAINT AUGUSTINE, FL 32092-5510
Document Number0049901133
Book / Page004990 / 001133
Instrument DateJul 15, 2020
Instrument57136
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$19,642.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address10255 FORTUNE PKWY #150 JACKSONVILLE FL 322566502, 150, JACKSONVILLE, FL 32256-6502
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$356,807 (+2.7%)$418,210 (+5.27%) Land $100,000 Building $318,210
2025$7,174.00 (+7.46%) Homeowner's exemption$347,426 (+2.9%)$397,281 (+0.07%) Land $100,000 Building $297,281
2024$6,676.00 (+120.77%) Homeowner's exemption$337,635 (+3%)$396,988 (+11.44%) Land $100,000 Building $296,988
2023$3,024.00 (-53.3%) Homeowner's exemption$327,801 (+3%)$356,228 (+5.88%) Land $84,000 Building $272,228
2022$6,476.00 Homeowner's exemption$318,253$336,440 Land $84,000 Building $252,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,613 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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