Orange County and Cornwall Town property record for 118 Pelham Dr, Cornwall, NY 12518
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,666 sqft · built 1989 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $16,378 (2024) |
| Deeds & Mortgages | Sep 2019 Mortgage Jun 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 332489 45-1-22 |
| Primary APN | 332489 45-1-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,666 sqft Living Area |
| Gross Area | 3,426 sqft |
| 1st Floor Area | 1,516 sqft |
| 2nd Floor Area | 1,150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 19,602 sqft (0.45 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 450 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 45-1-22 |
|---|---|
| Street Address | 118 PELHAM DR |
| City | CORNWALL |
| State | NY |
| Zip | 12518-1716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 22 PELHAM ASSOC MAP 9017-1989 |
| Legal Block | 1 |
| Legal Lot Number | 22.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | CORNWALL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 13000 |
Source: Orange County and Cornwall Town records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 118 PELHAM DR, CORNWALL, NY 12518-1716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2019 | Deed of Trust, Mortgage · ARM M & T BANK |
| Jun 5, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK |
| May 8, 2019 | Loan Modification, Mortgage · Conventional Mortgage M&T BK |
| May 8, 2019 | Loan Modification, Mortgage · Conventional Mortgage M&T BK |
| Nov 10, 2016 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 118 PELHAM DR, CORNWALL, NY 12518-1716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000068033 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 14628/469 |
| Instrument | 20190068033 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
| Type Change Date | Jun 1, 2029 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 118 PELHAM DR, CORNWALL, NY 12518-1716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029673 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 14755/365 |
| Instrument | 20200029673 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 118 PELHAM DR, CORNWALL, NY 12518-1716 |
| Document Number | 0000068034 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 118 PELHAM DR CORNWALL NY 125181716, CORNWALL, NY 12518-1716 |
| Document Number | 0000068034 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 014628/000489 |
| Instrument | 68034 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 118 PELHAM DR, CORNWALL, NY 12518-1716 |
| Document Number | 0000029674 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | LAFAYETTE SETTLEMANTS INC |
| Name | Verified Name |
|---|---|
| Address | 118 PELHAM DR CORNWALL NY 125181716, CORNWALL, NY 12518-1716 |
| Document Number | 0000029674 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 014755/000385 |
| Instrument | 29674 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 118 PELHAM DR, CORNWALL, NY 12518-1716 |
| Document Number | 0000043481 |
| Book / Page | 014247 / 001989 |
| Instrument Date | Nov 10, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2017 |
| Name | Verified Name |
|---|---|
| Address | 118 PELHAM DR CORNWALL NY 125181716, CORNWALL, NY 12518-1716 |
| Document Number | 0000043481 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 014247/001989 |
| Instrument | 43481 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Cornwall Town |
| Unified School District | Cornwall Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $415,300 (-) Land $82,200 Building $333,100 | $656,900 (+6.69%) | |
| 2024 | $16,378.00 | ||
| 2023 | $415,300 (-) Land $82,200 Building $333,100 | $615,700 (+11.86%) Land $121,865 Building $493,835 | |
| 2022 | $415,300 Land $82,200 Building $333,100 | $550,400 Land $108,940 Building $441,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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