118 Park Ave, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 118 Park Ave, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,886 sqft · built 1840
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Oct 2022)
Tax Bill$5,095 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN434400 41.1-3-4

Property Details

APN / Parcel Number

Primary APN434400 41.1-3-4
Alternative APNs
  • 440004100100030040000000
  • 525J101405

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,886 sqft Living Area
1st Floor Area949 sqft
2nd Floor Area937 sqft

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Architectural StyleTraditional
Exterior MaterialWood
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions145 ft deep x 215 ft wide
Garage TypeDetached
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area349 sqft
Shed1 Shed
Shed Area78 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceWell

Location & Zoning

Account Number525J101405
Street Address118 PARK AVE
CityCOBLESKILL
StateNY
Zip12043-7036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionR1
Legal Block3
Legal Lot Number4.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionSEWARD
Census Block Group4
Census Block4032
Census Tract740400

Owner

118 Park Ave is owned by an individual who bought it in October 2022.

Source: Schoharie County and Seward Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address7490 PARK CIR, BOULDER, CO 80301-3956
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2022 · Amount on File
Deed SaleOct 17, 2022 · Amount on File
Prior SaleMar 5, 1998 · Amount on File
Deed Document Number2022818569
Deed Book / Page1176 / 92
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateOct 17, 2022
Property Address118 PARK AVE, COBLESKILL, NY 12043-7036
Document Number0001176/92
Book / Page1176 / 92
Instrument DateOct 6, 2022
Instrument818569
Transaction TypeTransfer
Record UpdatedNov 8, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1217 RAVINE RD, BERNE, NY 12023-3208
InvestorPossibly a Property Investor

Mortgage

Document Number0000818570
DateOct 17, 2022
Instrument818570
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 118 Park Ave was $5,095, up 9.8% from the year before.

Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSeward Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,095.00 (+9.76%)
2025$4,642.00$89,500 Land $6,400 Building $83,100$218,293 Land $15,610 Building $202,683
2023$89,500 Land $6,400 Building $83,100$179,000 Land $12,800 Building $166,200
2020$4,411.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 118 Park Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Park Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Park Ave

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