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118 Paquin Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 118 Paquin Dr, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,304 sqft · built 1989
Lot Size0.185 acres (8,102 sqft)
Owner2 Owner Names on Record
Last Sale$111,900 (Mar 2001)
Tax Bill$4 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone AE (high risk)
APN80609

Property Details

APN / Parcel Number

Primary APN80609
Alternative APN
  • 012630003500010600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,304 sqft Heated Area
Gross Area1,888 sqft
1st Floor Area714 sqft
Upper Floors Area590 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Exterior MaterialVinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,102 sqft (0.185 acres)
Lot Dimensions107 ft deep x 72 ft wide
Garage TypeFinished
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area104 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number80609
Street Address118 PAQUIN DR
CitySAINT CLOUD
StateFL
Zip34769-2508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionSAVANNA PARK PB 5 PG 62 LOT 60
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionSAVANNA PARK
Legal Tract35
Legal Block1
Legal Lot Number60
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2032
Census Tract43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address118 PAQUIN DR, SAINT CLOUD, FL 34769-2508
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2001 · Amount on Record
Deed SaleMar 9, 2001 · Amount on Record
Prior SaleMar 4, 1998 · Amount on Record
Deed Document Number0184602951
Deed Book / Page01846 / 02951
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address118 PAQUIN DR, SAINT CLOUD, FL 34769-2508
Document Number0053612243
Instrument DateJun 26, 2018
Transaction TypeMortgage
Record UpdatedJul 25, 2018
Title CompanyNAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address118 PAQUIN DR ST CLOUD FL 347692508, ST CLOUD, FL 34769-2508

Mortgage

Document Number0053612243
DateJul 5, 2018
Book Page005361/002243
Instrument102529
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 4, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 (-99.54%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$101,381 (+5.99%)$265,700 (+5.56%) Land $65,000 Building $200,700
2023$873.00 (+5.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$95,655 (+3%)$251,700 (+32.68%) Land $60,000 Building $191,700
2022$824.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$92,869$189,700 Land $50,000 Building $139,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 148 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 35

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