Penobscot County and Bangor City property record for 118 Palm St, Bangor, ME 04401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,792 sqft · built 1900 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,500 (May 2018) |
| Tax Bill | $3,551 (2025) |
| Deeds & Mortgages | May 2023 Refinance Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BANG M:047 L:244 |
| Primary APN | BANG M:047 L:244 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Tar & Gravel |
| Lot Area | 4,792 sqft (0.11 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 7545 |
|---|---|
| Street Address | 118 PALM ST |
| City | BANGOR |
| State | ME |
| Zip | 04401-4020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URD1 |
| Legal Lot Number | 244 |
| Jurisdiction | BANGOR ME |
| Township / Civil Division | BANGOR |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 300 |
118 Palm St is owned and occupied by an individual who bought it in May 2018.
Source: Penobscot County and Bangor City records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 PALM ST, BANGOR, ME 04401-4020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK |
| Nov 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| May 24, 2018 | Deed of Trust, Transfer · VA Mortgage MORTGAGE NTWK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2018 · Amount on File |
| Deed Sale | May 29, 2018 · Amount on File |
| Prior Sale | Dec 14, 2007 · Amount on File |
| Deed Document Number | 201814086 |
| Deed Book / Page | 14823 / 307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 118 PALM ST, BANGOR, ME 04401-4020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0168320271 |
|---|---|
| Date | May 26, 2023 |
| Book Page | 16832/271 |
| Instrument | 11047 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 118 PALM ST, BANGOR, ME 04401-4020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0157930306 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 15793/306 |
| Instrument | 38807 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANGOR ME |
| Property Address | 118 PALM ST, BANGOR, ME 04401-4020 |
| Document Number | 0148230309 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 118 PALM ST BANGOR ME 044014020, BANGOR, ME 04401-4020 |
| Document Number | 0148230309 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 014823/000309 |
| Instrument | 14087 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2048 |
The 2025 property tax bill for 118 Palm St was $3,551, up 3.5% from the year before.
Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| Municipality | Bangor City |
| Unified School District | Bangor (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,551.00 (+3.47%) | $200,600 (+8.43%) Land $18,200 Building $182,400 | |
| 2024 | $3,432.00 (+10.5%) | $185,000 (+14.06%) Land $17,400 Building $167,600 | $170,335 |
| 2023 | $3,106.00 (+7.85%) | $162,200 (+14.87%) Land $16,700 Building $145,500 | |
| 2022 | $2,880.00 | $141,200 Land $16,700 Building $124,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Palm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 118 Palm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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