118 Owl Dr, Rochester, IN 46975 Property Records

Fulton County property record for 118 Owl Dr, Rochester, IN 46975

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,428 sqft · built 1970
Lot Size0.484 acres (21,083 sqft)
OwnerCompany Name on Record
Tax Bill$455 (2025)
Deeds & MortgagesDec 2009 Mortgage
Flood ZoneZone X (minimal risk)
APN25-06-01-490-008.000-008

Property Details

APN / Parcel Number

Primary APN25-06-01-490-008.000-008
Alternative APN
  • 00910312717

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,428 sqft Living Area
1st Floor Area1,428 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area21,083 sqft (0.484 acres)
Lot Dimensions210 ft deep x 86 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00910312717
Street Address118 OWL DR
CityROCHESTER
StateIN
Zip46975-7964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN1/2 LOT 17 & LOT 18 LESS 10' N SIDE SHOREWOOD ESTATES ADD. 723-00658-00
Legal Lot Number17,18
JurisdictionFULTON IN
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2017
Census Tract953200

Owner

Source: Fulton County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address118 OWL DR, ROCHESTER, IN 46975-7964
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2020
Deed SaleAug 31, 2020
Record UpdatedSep 20, 2026

December 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFULTON IN
Property Address118 OWL DR, ROCHESTER, IN 46975-7964
Transaction TypeMortgage
Record UpdatedJun 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number200900903762
DateDec 8, 2009
Instrument200900903762
Lender
NameFIRST FSB
TypeBank
AddressROCHESTER, IN 46975
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2039

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyFulton County
County SubdivisionRochester Township
Unified School DistrictRochester Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$455.00 (+96.12%)$126,000 (+38.46%) Land $13,600 Building $112,400$126,000 (+38.46%) Land $13,600 Building $112,400
2024$232.00 (-22.41%)
2023$299.00 (+12.83%)$91,000 (+8.2%) Land $14,500 Building $76,500$91,000 (+8.2%) Land $14,500 Building $76,500
2022$265.00$84,100 Land $14,500 Building $69,600$84,100 Land $14,500 Building $69,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
RTC Communications
Fiber
1,000 / 1,000

May also be available: Fourway.

Nearby Properties on Owl Dr

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