Anderson County property record for 118 Outer Dr, Oak Ridge, TN 37830
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,664 sqft · built 1943 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $238,500 (May 2021) |
| Tax Bill | $1,000 (2024) |
| Deeds & Mortgages | Sep 2026 Line of Credit May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 094I-A-034.00 |
| Primary APN | 094I-A-034.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,664 sqft Living Area |
| 1st Floor Area | 1,764 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Siding Sheathing |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 540 sqft |
| Carport | Carport |
| Carport Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | 600 sqft |
| Patio Area | 600 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 118 OUTER DR |
|---|---|
| City | OAK RIDGE |
| State | TN |
| Zip | 37830-5305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK: C17 LOT: 38 |
| Legal Subdivision | BLOCK 0C17 LOT 0038 |
| Legal Block | C17 |
| Legal Lot Number | 38 |
| Jurisdiction | ANDERSON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oak Ridge Historic District (Additional Documentation) listed 1991 · 3,717 contributing resources · NRIS 91001109 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
118 Outer Dr is owned and occupied by an individual who bought it in May 2021.
Source: Anderson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 OUTER DR, OAK RIDGE, TN 37830-5305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| May 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVTRS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2021 · Amount on File |
| Deed Sale | May 19, 2021 · Amount on File |
| Prior Sale | Jul 27, 2009 · Amount on File |
| Deed Document Number | 20215659 |
| Deed Book / Page | 2021 / 1757.2483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDERSON TN |
| Recording Date | Sep 24, 2026 |
| Property Address | 118 OUTER DR, OAK RIDGE, TN 37830-5305 |
| Document Number | 0000045121 |
| Book / Page | 1902 / 123 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202645121 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 118 OUTER DR, OAK RIDGE, TN 37830-5305 |
| Document Number | 0000045121, |
|---|---|
| Date | Sep 24, 2026 |
| Book Page | 1902/123 |
| Instrument | 202645121 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANDERSON TN |
| Recording Date | May 19, 2021 |
| Property Address | 118 OUTER DR, OAK RIDGE, TN 37830-5305 |
| Document Number | 17572483 |
| Book / Page | 1757 / 2483 |
| Instrument Date | May 10, 2021 |
| Instrument | 21005659 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | TITLE GROUP OF TENNESSEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $882.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 OUTER DR, OAK RIDGE, TN 37830-5305 |
| Document Number | 21005660 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 21005660 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDERSON TN |
| Property Address | 118 OUTER DR, OAK RIDGE, TN 37830-5305 |
| Document Number | 17121193 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 OUTER DR OAK RIDGE TN 378305305, OAK RIDGE, TN 37830-5305 |
| Document Number | 17121193 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | 001712/001193 |
| Instrument | 10001 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 3, 2039 |
Source: Anderson County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Anderson County |
| Municipality | Oak Ridge City |
| Unified School District | Oak Ridge City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $80,225 Land $12,425 Building $67,800 | $320,900 Land $49,700 Building $271,200 | |
| 2024 | $1,000.00 | ||
| 2023 | $40,700 Land $7,100 Building $33,600 | ||
| 2020 | $162,800 Land $28,400 Building $134,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 118 Outer Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1998–2020) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Outer Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 69% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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