Madison County property record for 118 Oreda Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.18 acres (51,678 sqft) |
| Owner | Company Name on File |
| Last Sale | $499,200 (Aug 2025) |
| Tax Bill | $117 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0051-0002-0072 |
| Primary APN | 0051-0002-0072 |
|---|---|
| Alternative APNs |
|
| Lot Area | 51,678 sqft (1.18 acres) |
|---|
| Account Number | 72072 |
|---|---|
| Street Address | 118 OREDA DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHWOOD COUNTRY ESTS LOT 69 |
| Legal Subdivision | ASHWOOD COUNTRY EST |
| Legal Lot Number | 69 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10104 |
118 Oreda Dr is owned by a company that bought it in August 2025.
Source: Madison County records, as of October 15, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 105 WILD TURKEY CT, NICHOLASVILLE, KY 40356-8865 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage MONTICELLO BANKING CO |
| Apr 17, 2024 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on File |
| Deed Sale | Aug 13, 2025 · Amount on File |
| Deed Document Number | 202514278119 |
| Deed Book / Page | 871 / 543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 118 OREDA DR, RICHMOND, KY 40475-7917 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M2409/367 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | M2409/367 |
| Instrument | 2014285038 |
| Name | MONTICELLO BANKING CO |
|---|---|
| Type | Bank |
| Address | MONTICELLO, KY 42633 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Sep 12, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 17, 2024 |
| Property Address | 118 OREDA DR, RICHMOND, KY 40475-7917 |
| Document Number | 00D851/172 |
| Book / Page | D851 / 172 |
| Map Reference | MB 8 PG 247 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 2014199614 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1730 BOONESBOROUGH RD, RICHMOND, KY 40475-9370 |
The 2025 property tax bill for 118 Oreda Dr was $117.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $117.00 | $12,500 | $12,500 |
| 2023 | $121.00 | $12,500 | $12,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 118 Oreda Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Oreda Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
5G (outdoors only) and 4G LTE
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