118 Old Trace Rd, Madison, MS 39110 Property Records

Madison County property record for 118 Old Trace Rd, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	5,267 sqft · built 2007
Owner	Individual Name on File
Tax Bill	$5,667 (2025)
Deeds & Mortgages	Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`072F-14A-007`

Property Details

APN / Parcel Number

Primary APN	`072F-14A-007`
Alternative APNs	`072F-14A-007/00.00` `44771`

Interior

Stories	2 Stories
Building Area	5,267 sqft Adjusted Area
1st Floor Area	2,642 sqft
2nd Floor Area	2,177 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Metal
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	44771
Old Parcel Number	072F-14A-007/00.00
Street Address	118 OLD TRACE RD
City	MADISON
State	MS
Zip	39110-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 THE TOWN OF LOST RABBIT PHASE I LEASEHOLD
Legal Range	02E
Legal Township	07N
Legal Section	14
Legal Subdivision	TOWN OF LOST RABBIT PHI THE
Legal Phase	1
Legal Lot Number	65
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	30207

Owner

Source: Madison County records · APN 072F-14A-007

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	118 OLD TRACE RD, MADISON, MS 39110-2017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 02, 2021
Deed Sale	Feb 02, 2021
Deed Document Number	0003983558
Record Updated	Jun 08, 2026

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Property Address	118 OLD TRACE RD, MADISON, MS 39110-2017
Document Number	0000827073
Book / Page	003538 / 000083
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 OLD TRACE RD MADISON MS 391102017, MADISON, MS 39110-2017

Mortgage

Document Number	0000827073
Date	Oct 27, 2017
Book Page	003538/000083
Instrument	827073

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39215-1182

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 26, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,667.00 (+6.1%) Homeowner's exemption	$68,655 (+5.4%)	$686,550 (+5.4%) Land $150,000 Building $536,550
2024	$5,341.00
2023	$5,341.00 Homeowner's exemption	$65,135	$651,350 Land $150,000 Building $501,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890302072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	2 (2005–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · other causes

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 101 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Ozborn Communications Fixed Wireless	335 / 192

May also be available: Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	PRVWSD-TWIN HARBOR state or territorial government · serves 2,973 people
Water Source	Groundwater
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.