118 Oak St, Seneca, IL 61360 Property Records

LaSalle County property record for 118 Oak St, Seneca, IL 61360

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,658 sqft · built 2005
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (May 2023)
Tax Bill	$5,427 (2025)
Deeds & Mortgages	May 2023 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-101-004`

Property Details

APN / Parcel Number

Primary APN	`24-25-101-004`
Alternative APN	`20-25-103-002`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,658 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	118 OAK ST
City	SENECA
State	IL
Zip	61360-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOSEPH FOSTER SUB, LTS 1 & 2 SEC 25-33-5
Legal Range	05
Legal Township	33
Legal Section	25
Legal Subdivision	FOSTERS JOSEPH SUB
Legal Lot Number	1-2
Jurisdiction	LASALLE IL
Township / Civil Division	MANLIUS
Census Block Group	1
Census Block	1006
Census Tract	963700

Owner

118 Oak St is owned and occupied by an individual who bought it in May 2023.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	118 OAK ST, SENECA, IL 61360-9500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Jun 24, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2023 · Amount on File
Deed Sale	May 8, 2023 · Amount on File
Prior Sale	Jun 24, 2019 · Amount on File
Deed Document Number	20234343
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	May 8, 2023
Property Address	118 OAK ST, SENECA, IL 61360-9500
Document Number	0202304343
Instrument Date	May 1, 2023
Instrument	2023-04343
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 OAK ST, SENECA, IL 61360-9500

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	118 OAK ST, SENECA, IL 61360-9500
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101448
Date	Jan 28, 2021
Instrument	2021-01448

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Jun 24, 2019
Property Address	118 OAK ST, SENECA, IL 61360-9500
Document Number	201907434
Instrument Date	Jun 21, 2019
Instrument	201907434
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2446 E 2656TH RD, 2446, MARSEILLES, IL 61341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 OAK ST, SENECA, IL 61360-9500

Mortgage

Document Number	201907435
Date	Jun 24, 2019
Instrument	201907435

Lender

Name	FIRST MIDWEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 118 Oak St was $5,427, up 16.9% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Manlius Township
Municipality	Seneca Village
Elementary School District	Seneca Community Consolidated School District 170 (PK - 08)
Secondary School District	Seneca Township High School District 160 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,427.00 (+16.91%)	$90,737 Land $7,620 Building $83,117	$272,211 Land $22,860 Building $249,351
2024	$4,642.00
2023		$75,679 (+29.56%) Land $6,355 Building $69,324	$227,037 (+29.56%) Land $19,065 Building $207,972
2022		$58,412 Land $7,056 Building $51,356	$175,236 Land $21,168 Building $154,068

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 118 Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2007–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SENECA serves 2,353 people · EPA ID IL0991050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronic Systems Cable	2,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, digiMax, Verizon, Watch TV.

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