118 Oak Ridge Loop, Whitney, TX 76692 Property Records

Hill County property record for 118 Oak Ridge Loop, Whitney, TX 76692

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,078 sqft · built 2008
Lot Size	1.37 acres (59,895 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,040 (Feb 2026)
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Apr 2013 Mortgage Feb 2026 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`19515-01200-00010-020000`

Property Details

APN / Parcel Number

Primary APN	`19515-01200-00010-020000`
Alternative APN	`356029`

Interior

Full Baths	2 Baths
Building Area	2,078 sqft Living Area
Gross Area	5,755 sqft
1st Floor Area	2,078 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Gable
Lot Area	59,895 sqft (1.37 acres)
Lot Dimensions	300 ft deep x 218 ft wide
Garage Type	Attached
Garage Area	506 sqft
Porch	Porch
Porch Area	291 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19515-01200-00010-020000
Street Address	118 OAK RIDGE LOOP
City	WHITNEY
State	TX
Zip	76692-4910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK RIDGE PH 1 LT 20
Legal Subdivision	OAK RIDGE PH
Legal Tract	20
Legal Lot Number	20
Jurisdiction	HILL TX
Township / Civil Division	WHITNEY
Census Block Group	1
Census Block	1049
Census Tract	960501

Owner

Source: Hill County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 OAK RIDGE LOOP, WHITNEY, TX 76692-4910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2013	Deed of Trust, Mortgage CITIZENS STATE BANK WHITNEY
Feb 3, 2026	Vendor's Lien, Transfer LOANDEPOT.COM LLC
Feb 3, 2026	Intrafamily Transfer, Transfer · VA Mortgage LOANDEPOT.COM LLC
Aug 12, 2025	Intrafamily Transfer, Transfer
Jun 9, 2023	Intrafamily Transfer, Transfer
May 10, 2023	Intrafamily Transfer, Transfer · FHA Mortgage ROYAL UNITED MORTGAGE LLC
Nov 15, 2021	Warranty Deed, Transfer WESTLAND TITLE COMPANY, EASTLAND TITLE COMPANY
Aug 4, 2008	Vendor's Lien, Transfer · Conventional Mortgage FIRST SECURITY STATE BANK
Apr 26, 2007	Vendor's Lien, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Prior Sale	May 10, 2023 · Amount on Record
Deed Document Number	2026172216
Deed Book / Page	2418 / 668
Prior Transfer Date	Jun 9, 2023
Prior Transfer Doc	0002262/83
Record Updated	Sep 20, 2026

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	118 OAK RIDGE LOOP, WHITNEY, TX 76692-4910
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001748/450
Date	Apr 5, 2013
Book Page	1748/450
Instrument	00058003

Lender

Name	CITIZENS STATE BANK WHITNEY
Address	WHITNEY, TX 76692

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2023

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Feb 3, 2026
Property Address	118 OAK RIDGE LOOP, WHITNEY, TX 76692-4910
Document Number	002418/668
Book / Page	2418 / 668
Map Reference	SL A-190
Instrument Date	Jan 23, 2026
Instrument	172216
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	TRUE TITLE, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 OAK RIDGE LOOP, WHITNEY, TX 76692-4910

Mortgage

Date	Feb 3, 2026

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILL TX
Recording Date	Feb 3, 2026
Property Address	118 OAK RIDGE LOOP, WHITNEY, TX 76692-4910
Document Number	002418/665
Book / Page	2418 / 665
Map Reference	VOL 1481 PG 604
Instrument Date	Jan 23, 2026
Instrument	172215
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 OAK RIDGE LOOP, WHITNEY, TX 76692-4910

Mortgage

Document Number	002418/671
Date	Feb 3, 2026
Book Page	2418/671
Instrument	172217

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILL TX
Recording Date	Aug 12, 2025
Property Address	118 OAK RIDGE LOOP, WHITNEY, TX 76692-4910
Document Number	002388/250
Book / Page	2388 / 250
Map Reference	SL A-190
Instrument Date	Aug 12, 2025
Instrument	167811
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 OAK RIDGE LOOP, WHITNEY, TX 76692-4910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 OAK RIDGE LOOP, WHITNEY, TX 76692-4910

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILL TX
Recording Date	Jun 9, 2023
Property Address	118 OAK RIDGE LOOP, WHITNEY, TX 76692-4910
Document Number	0002262/83
Book / Page	2262 / 83
Map Reference	SL A-190
Instrument Date	Jun 9, 2023
Instrument	147941
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	118 OAK RIDGE LOOP, WINSLOW, TX 76645

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILL TX
Recording Date	May 10, 2023
Property Address	118 OAK RIDGE LOOP, WHITNEY, TX 76692-4910
Document Number	002256/785
Book / Page	2256 / 785
Map Reference	SL A-190
Instrument Date	Apr 21, 2023
Instrument	147141
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 OAK RIDGE LOOP, WHITNEY, TX 76692-4910

Mortgage

Document Number	0000147142
Date	May 10, 2023
Instrument	147142

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2038

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILL TX
Recording Date	Nov 15, 2021
Property Address	118 OAK RIDGE LOOP, WHITNEY, TX 76692-4910
Document Number	002146/578
Book / Page	2146 / 578
Map Reference	SL A-190
Instrument Date	Nov 10, 2021
Instrument	128710
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	WESTLAND TITLE COMPANY, EASTLAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3256 KAREN ST, FORT WORTH, TX 76116-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	118 OAK RIDGE LOOP, WHITNEY, TX 76692-4910

August 2008: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Aug 4, 2008
Property Address	118 OAK RIDGE LOOP, WHITNEY, TX 76692-4910
Document Number	001559/810
Book / Page	1559 / 810
Map Reference	SL A-190 MB148 PG604
Instrument Date	Jul 25, 2008
Instrument	00019508
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	WESTLAND TITLE COMPANY, EASTLAND TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 OAK RIDGE LOOP, WHITNEY, TX 76692-4910

Mortgage

Document Number	0000019509
Date	Aug 4, 2008
Instrument	00019509

Lender

Name	FIRST SECURITY STATE BANK
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2023

April 2007: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Apr 26, 2007
Property Address	118 OAK RIDGE LOOP, WHITNEY, TX 76692-4910
Document Number	001481/604
Book / Page	1481 / 604
Map Reference	SL 190-A
Instrument Date	Apr 18, 2007
Instrument	003787
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 866968, PLANO, TX 75086-6968

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 HCR 1248, WHITNEY, TX 76692-4720

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Whitney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,158.00 (+7.68%) Homeowner's exemption Senior Citizen's exemption	$413,590 (+12.63%) Land $72,390 Building $341,200	$413,590 (+12.63%) Land $72,390 Building $341,200
2023		$367,200 (+8.15%) Land $67,570 Building $299,630	$367,200 (+8.15%) Land $67,570 Building $299,630
2022	$2,004.00 Homeowner's exemption Senior Citizen's exemption	$339,540 Land $46,410 Building $293,130	$339,540 Land $46,410 Building $293,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 63% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILL COUNTY WSC serves 4,383 people · EPA ID TX1090041
Water Source	Purchased surface water from AQUILLA WSD
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Rise Broadband Fixed Wireless	300 / 60

May also be available: AT&T, T-Mobile, Verizon.

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