118 Normandy Dr, Morganton, NC 28655 Property Records

Burke County property record for 118 Normandy Dr, Morganton, NC 28655 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1948
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$121,000 (Sep 2019)
Tax Bill	$820 (2025)
Deeds & Mortgages	May 2024 Line of Credit Dec 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1783639668`

Property Details

APN / Parcel Number

Primary APN	`1783639668`
Alternative APN	`12555`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,008 sqft Living Area
1st Floor Area	672 sqft
Flooring	Softwood

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Metal
Lot Area	22,216 sqft (0.51 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	264 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1783639668
Street Address	118 NORMANDY DR
City	MORGANTON
State	NC
Zip	28655-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	118 NORMANDY DR MORGANTON, NC 28655
Legal Subdivision	RABBY PROP
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3002
Census Tract	21400

Owner

Source: Burke County records · APN 1783639668

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 NORMANDY DR, MORGANTON, NC 28655-4126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Dec 21, 2020	Loan Modification, Mortgage LAKEVIEW LN SERVICING
Sep 16, 2019	Warranty Deed, Transfer CERTAINTY HM LNS LLC
Sep 05, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2019 · Amount on Record
Deed Sale	Sep 16, 2019 · Amount on Record
Prior Sale	Sep 05, 2019
Deed Document Number	0002424524
Deed Book / Page	2424 / 524
Record Updated	Jun 08, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	118 NORMANDY DR, MORGANTON, NC 28655-4126
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 NORMANDY DR, MORGANTON, NC 28655-4126

Mortgage

Document Number	0027440200
Date	May 14, 2024
Book Page	2744/200
Instrument	2024004136

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BURKE NC
Property Address	118 NORMANDY DR, MORGANTON, NC 28655-4126
Document Number	0025090024
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 NORMANDY DR MORGANTON NC 286554126, MORGANTON, NC 28655-4126

Mortgage

Document Number	0025090024
Date	Dec 21, 2020
Book Page	002509/000024
Instrument	48466

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	PO BOX 2026, FLINT, MI 48501-2026

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 16, 2019
Property Address	118 NORMANDY DR, MORGANTON, NC 28655-4126
Document Number	0024240526
Book / Page	002424 / 000526
Instrument Date	Sep 13, 2019
Instrument	32226
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 NORMANDY DR MORGANTON NC 286554126, MORGANTON, NC 28655-4126

Mortgage

Document Number	24240527
Date	Sep 16, 2019
Book Page	002424/000527
Instrument	32227

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75093

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 05, 2019
Property Address	118 NORMANDY DR, MORGANTON, NC 28655-4126
Document Number	0024220669
Book / Page	002422 / 000669
Instrument Date	Sep 04, 2019
Instrument	31855
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2822 LOUISVILLE BOATDOCK RD LOUISVILLE TN 377773717, LOUISVILLE, TN 37777-3717

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$820.00 (+0.37%)	$130,335 (-) Land $20,100 Building $110,235	$130,335 (-) Land $20,100 Building $110,235
2023	$817.00	$130,335 Land $20,100 Building $110,235	$130,335 Land $20,100 Building $110,235

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230214003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024, rainfall accumulation, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
City of Morganton	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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