118 N Root St, Aurora, IL 60505 Property Records

Kane County property record for 118 N Root St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,162 sqft · built 1900
Lot Size	0.124 acres (5,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,500 (Feb 2020)
Tax Bill	$4,786 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-22-406-024`

Property Details

APN / Parcel Number

Primary APN	`15-22-406-024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,162 sqft Living Area
Gross Area	3,861 sqft
Basement Area	1,169 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Masonry / Concrete Block
Lot Area	5,412 sqft (0.124 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Location & Zoning

Street Address	118 N ROOT ST
City	AURORA
State	IL
Zip	60505-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDERSONS ADD : S 16 FT LOT 3 & N 25 FT LOT 4 BLK A
Legal Subdivision	ANDERSONS
Legal Block	A
Legal Lot Number	3,4
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2008
Census Tract	853402

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 N ROOT ST, AURORA, IL 60505-2602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Prior Sale	Dec 9, 2015
Deed Document Number	20209122
Prior Transfer Date	Aug 28, 2015
Prior Transfer Doc	0000000641
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 20, 2020
Property Address	118 N ROOT ST, AURORA, IL 60505-2602
Document Number	0000009122
Instrument Date	Jan 20, 2020
Instrument	9122
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	614 JEFFERSON ST AURORA IL 605052527, AURORA, IL 60505-2527

Mortgage

Document Number	9123
Date	Feb 20, 2020
Instrument	9123

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,786.00 (+15.41%) Homeowner's exemption	$81,295 (+9.39%) Land $6,357 Building $74,938	$243,983 (+9.39%) Land $19,079 Building $224,904
2024		$74,316 (+22.66%) Land $5,811 Building $68,505	$223,037 (+22.71%) Land $17,440 Building $205,597
2022	$4,147.00 (+3.91%) Homeowner's exemption	$60,585 (+9.27%) Land $4,737 Building $55,848	$181,755 (+9.27%) Land $14,211 Building $167,544
2021	$3,991.00 Homeowner's exemption	$55,446 Land $4,410 Building $51,036	$166,338 Land $13,230 Building $153,108

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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