Tipton County property record for 118 N Main St, Covington, TN 38019
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1.5 ba · 1,550 sqft · built 1948 |
| Lot Size | 0.028 acres (1,250 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $349 (2022) |
| Flood Zone | Zone X (minimal risk) |
| APN | 084041C K 02600 |
| Primary APN | 084041C K 02600 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,550 sqft Total Area |
| 1st Floor Area | 1,550 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1948 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,250 sqft (0.028 acres) |
| Lot Dimensions | 50 ft deep x 25 ft wide |
| Porch | Porch |
| Porch Area | 186 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 118 N MAIN ST |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-2102 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | DIST:01 CITY/MUNI/TWP:COVINGTON MAP REF:041C |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 40700 |
The current owner of 118 N Main St acquired it in April 2001.
Source: Tipton County records, as of January 19, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 8320 OCTAVIA AVE, SAINT LOUIS, MO 63136-2538 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Last Transfer Date | Apr 2, 2001 |
|---|---|
| Transfer Doc | 0009351004 |
| Record Updated | Jun 8, 2026 |
Source: Tipton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Municipality | Covington City |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,280 Land $1,640 Building $9,640 | ||
| 2023 | $11,280 Land $1,640 Building $9,640 | ||
| 2022 | $349.00 | ||
| 2020 | $28,200 Land $4,100 Building $24,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 N Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2010–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 118 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures