118 N Locust St, Buffalo, MO 65622 Property Records

Dallas County property record for 118 N Locust St, Buffalo, MO 65622

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,198 sqft · built 1950
Lot Size	0.198 acres (8,640 sqft)
Owner	Individual Name on Record
Tax Bill	$339 (2025)
Deeds & Mortgages	May 2025 Construction Loan Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-7.0-26-102-025-002.000`

Property Details

APN / Parcel Number

Primary APN	`09-7.0-26-102-025-002.000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,198 sqft Base Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Exterior Material	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,640 sqft (0.198 acres)
Lot Dimensions	108 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	118 N LOCUST ST
City	BUFFALO
State	MO
Zip	65622-7514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 80' EXCEPT E 90' OLD SURVEY; LOT SIZE: 80' X 108'
Jurisdiction	DALLAS MO
Township / Civil Division	NORTH BENTON
Census Block Group	5
Census Block	5042
Census Tract	480200

Owner

Source: Dallas County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	118 N LOCUST ST, BUFFALO, MO 65622-7514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2025	Deed of Trust, Mortgage · Construction Mortgage OZARK BANK
Dec 19, 2025	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC
Apr 11, 2025	Warranty Deed, Transfer
Jul 2, 2019	Warranty Deed, Transfer
Nov 27, 2017	Warranty Deed, Transfer · Line of Credit OAKSTAR BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025
Deed Sale	Dec 19, 2025
Prior Sale	Jul 2, 2019
Deed Document Number	202503212
Deed Book / Page	2025 / 3212
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	118 N LOCUST ST, BUFFALO, MO 65622-7514
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 N LOCUST ST, BUFFALO, MO 65622-7613

Mortgage

Document Number	02025/1055
Date	May 13, 2025
Book Page	2025/1055
Instrument	202501055

Lender

Name	OZARK BANK
Type	Bank
Address	OZARK, MO 65721

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS MO
Recording Date	Dec 19, 2025
Property Address	118 N LOCUST ST, BUFFALO, MO 65622-7514
Document Number	02025/3212
Book / Page	2025 / 3212
Instrument Date	Dec 19, 2025
Instrument	202503212
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 N LOCUST ST, BUFFALO, MO 65622-7514

Mortgage

Document Number	0202503213
Date	Dec 19, 2025
Instrument	202503213

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS MO
Recording Date	Apr 11, 2025
Property Address	118 N LOCUST ST, BUFFALO, MO 65622-7514
Document Number	002025/772
Book / Page	2025 / 772
Instrument Date	Apr 11, 2025
Instrument	202500772
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 N LOCUST ST, BUFFALO, MO 65622-7613

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS MO
Recording Date	Jul 2, 2019
Property Address	118 N LOCUST ST, BUFFALO, MO 65622-7514
Document Number	02019/1373
Book / Page	2019 / 1373
Instrument Date	Jul 2, 2019
Instrument	201901373
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 N LOCUST ST, BUFFALO, MO 65622-7514

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS MO
Recording Date	Nov 27, 2017
Property Address	118 N LOCUST ST, BUFFALO, MO 65622-7514
Document Number	02017/2557
Book / Page	2017 / 2557
Instrument Date	Nov 27, 2017
Instrument	201702557
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 N LOCUST ST, BUFFALO, MO 65622-7514
Investor	Possibly a Property Investor

Mortgage

Document Number	0201702558
Date	Nov 27, 2017
Instrument	201702558

Lender

Name	OAKSTAR BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Dallas County
Municipality	Buffalo City
Unified School District	Dallas County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$339.00 (+10.42%)	$7,620 (+9.8%)	$40,100 (+9.86%) Land $7,300 Building $32,800
2023	$307.00	$6,940	$36,500 Land $6,200 Building $30,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO PWS serves 3,462 people · EPA ID MO5010114
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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