118 N Elm Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 118 N Elm Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,875 sqft · built 1914
Lot Size	0.118 acres (5,138 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Apr 2023)
Tax Bill	$922 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`023N-J-003.00`

Property Details

APN / Parcel Number

Primary APN	`023N-J-003.00`
Alternative APNs	`086023N J 00300` `000012053`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,875 sqft Living Area
Gross Area	1,945 sqft
1st Floor Area	1,087 sqft
Upper Floors Area	788 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,138 sqft (0.118 acres)
Lot Dimensions	103 ft deep x 47 ft wide

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	112 sqft
Patio Area	144 sqft
Canopy	529 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	118 N ELM AVE
City	ERWIN
State	TN
Zip	37650-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	47X103.3
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	3
Census Block	3029
Census Tract	80400

Owner

118 N Elm Ave is owned and occupied by an individual who bought it in April 2023.

Source: Unicoi County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	118 N ELM AVE, ERWIN, TN 37650-1224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 17, 2023	Affidavit of Death of Joint Tenant, Transfer RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2023 · Amount on File
Deed Sale	Apr 17, 2023 · Amount on File
Prior Sale	Aug 18, 2006 · Amount on File
Deed Document Number	2023669
Deed Book / Page	469 / 303
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Apr 17, 2023
Property Address	118 N ELM AVE, ERWIN, TN 37650-1224
Document Number	0000469303
Book / Page	469 / 303
Instrument Date	Apr 14, 2023
Instrument	23000669
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 N ELM AVE, ERWIN, TN 37650-1224

Mortgage

Document Number	0023000670
Date	Apr 17, 2023
Instrument	23000670

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

April 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	UNICOI TN
Recording Date	Apr 17, 2023
Property Address	118 N ELM AVE, ERWIN, TN 37650-1224
Document Number	0000469302
Book / Page	469 / 302
Instrument Date	Mar 21, 2023
Instrument	23000668
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,300 Land $2,550 Building $32,750	$141,200 Land $10,200 Building $131,000
2024	$922.00
2023		$35,300 (-) Land $2,550 Building $32,750
2022	$830.00	$35,300 Land $2,550 Building $32,750	$141,200 Land $10,200 Building $131,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 118 N Elm Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 N Elm Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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