118 N Cherry St, Centralia, IL 62801 Property Records

Marion County property record for 118 N Cherry St, Centralia, IL 62801

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.149 acres (6,530 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Aug 2026)
Tax Bill	$178 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1400051875`

Property Details

APN / Parcel Number

Primary APN	`1400051875`

Exterior

Lot Area	6,530 sqft (0.149 acres)

Location & Zoning

Street Address	118 N CHERRY ST
City	CENTRALIA
State	IL
Zip	62801-3116
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	O.T. S1/2 LOT 3 BLK. 24
Legal Subdivision	CENTRALIA
Legal Block	24
Legal Lot Number	3
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	2
Census Block	2024
Census Tract	952600

Owner

118 N Cherry St, residential vacant land, is owned by two individuals who bought it in August 2026.

Source: Marion County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 W BROADWAY, CENTRALIA, IL 62801-3112
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL COMPANY
Dec 14, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORP
Jan 20, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Jan 20, 2017
Deed Document Number	20263565
Prior Transfer Date	Oct 14, 2016
Prior Transfer Doc	2016R05440
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Aug 26, 2026
Property Address	118 N CHERRY ST, CENTRALIA, IL 62801-3116
Document Number	0000003565
Instrument Date	Aug 15, 2026
Instrument	20263565
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	COMMUNITY TITLE, HIGHLAND COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W BROADWAY, CENTRALIA, IL 62801-3112

Mortgage

Document Number	0000003566,
Date	Aug 26, 2026
Instrument	20263566

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.99%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Dec 14, 2021
Property Address	118 N CHERRY ST, CENTRALIA, IL 62801-3116
Document Number	2021R06388
Instrument Date	Dec 7, 2021
Instrument	2021R06388
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W BROADWAY, CENTRALIA, IL 62801-3112

Mortgage

Document Number	2021R06389
Date	Dec 14, 2021
Instrument	2021R06389

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.25%

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION IL
Recording Date	Jan 20, 2017
Property Address	118 N CHERRY ST, CENTRALIA, IL 62801-3116
Document Number	2017R00332
Instrument Date	Jan 19, 2017
Instrument	2017R00332
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W BROADWAY, CENTRALIA, IL 62801-3112

Tax Assessment & Valuation

The 2025 property tax bill for 118 N Cherry St was $178, up 2.3% from the year before.

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Centralia City
Elementary School District	Centralia School District 135 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$178.00 (+2.3%)	$2,510 (+12.05%) Land $2,510	$7,530 (+12.05%) Land $7,530
2024	$174.00	$2,240 Land $2,240	$6,720 Land $6,720
2022	$175.00	$1,900 Land $1,900	$5,700 Land $5,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 118 N Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 118 N Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, ClearWave, GigFire.

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