Madison County property record for 118 N Broadway St, Berea, KY 40403
| Property Type | Commercial |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $38,000 (Mar 2016) |
| Tax Bill | $452 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | B006-0015-0051 |
| Primary APN | B006-0015-0051 |
|---|---|
| Alternative APNs |
|
| Account Number | 54197 |
|---|---|
| Street Address | 118 N BROADWAY ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1504 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | STANLEY POWELL LOT 11 & 12 |
| Legal Subdivision | STANLEY POWELL |
| Legal Lot Number | 11,12 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Berea Downtown Commercial and Residential Historic District listed 2020 · 57 contributing resources · NRIS 100005909 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
118 N Broadway St, a commercial property, is owned and occupied by an individual who bought it in March 2016.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 420 N 2ND ST APT 2, 2, RICHMOND, KY 40475-1480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2016 · Amount on File |
| Deed Sale | Mar 4, 2016 · Amount on File |
| Deed Document Number | 936674 |
| Deed Book / Page | D0727 / 271 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 118 N Broadway St was $452 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $452.00 Additional exemption filed | $38,000 | $38,000 |
| 2023 | $497.00 | $38,000 | $38,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 N Broadway St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 118 N Broadway St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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