118 N 20th St, Wheeling, WV 26003 Property Records

Ohio County property record for 118 N 20th St, Wheeling, WV 26003

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,911 sqft · built 1915
Lot Size	0.083 acres (3,615 sqft)
Owner	Individual Name on Record
Last Sale	$124,500 (Jan 2011)
Tax Bill	$1,114 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-W8-0076.0000`

Property Details

APN / Parcel Number

Primary APN	`10-W8-0076.0000`
Alternative APNs	`35-10-W8-0076.0000` `06134587`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,911 sqft Living Area
1st Floor Area	1,716 sqft
Game Room	Game Room

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Lot Area	3,615 sqft (0.083 acres)
Lot Dimensions	120 ft deep x 30 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06134587
Street Address	118 N 20TH ST
City	WHEELING
State	WV
Zip	26003-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARWOOD 173
Legal Subdivision	20 91 0000-00 W8 0076
Jurisdiction	OHIO WV
Township / Civil Division	1
Census Block Group	2
Census Block	2028
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Warwood Historic District listed 2025 · 1,212 contributing resources · NRIS 100011807

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ohio County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	118 N 20TH ST, WHEELING, WV 26003-7004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2011 · Amount on Record
Deed Sale	Jan 20, 2011 · Amount on Record
Deed Document Number	201119370060
Deed Book / Page	813 / 115
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OHIO WV
Recording Date	Jun 1, 2026
Property Address	118 N 20TH ST, WHEELING, WV 26003-7004
Document Number	0019809043
Book / Page	1719 / 325
Instrument Date	Apr 6, 2026
Instrument	202619809043
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 N 20TH ST, WHEELING, WV 26003-7004

Mortgage

Document Number	0019809043,
Date	Jun 1, 2026
Book Page	1719/325
Instrument	202619809043

Lender

Name	MAINSTREET BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Apr 6, 2051

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

Source: Ohio County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Ohio County
Municipality	Wheeling City
Unified School District	Ohio County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,114.00 (+3.63%)	$75,000 (+3.99%) Land $12,360 Building $62,640	$125,000 (+3.99%) Land $20,600 Building $104,400
2025	$1,075.00 (+4.17%)	$72,120 (+3.89%) Land $12,360 Building $59,760	$120,200 (+3.89%) Land $20,600 Building $99,600
2023	$1,032.00 (-0.67%)	$69,420 (-) Land $12,360 Building $57,060	$115,700 (-) Land $20,600 Building $95,100
2022	$1,039.00	$69,420 Land $12,360 Building $57,060	$115,700 Land $20,600 Building $95,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2018–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 29,899 people · EPA ID WV3303516
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
MCTV Cable	300 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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