Transylvania County property record for 118 Morningside Dr, Brevard, NC 28712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,171 sqft · built 1976 |
| Lot Size | 0.53 acres (23,035 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $462,500 (May 2019) |
| Tax Bill | $3,150 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8586-90-4262-000 |
| Primary APN | 8586-90-4262-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,171 sqft Heated Area |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 23,035 sqft (0.53 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 70494030 |
|---|---|
| Street Address | 118 MORNINGSIDE DR |
| City | BREVARD |
| State | NC |
| Zip | 28712-3530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | MORNINGSIDE DR |
| Legal Subdivision | TOXAWAY MOUNTAIN SUB PH I |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | BREVARD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 960301 |
118 Morningside Dr is owned and occupied by two individuals who bought it in May 2019.
Source: Transylvania County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 MORNINGSIDE DR, BREVARD, NC 28712-3530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Mar 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| May 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2019 · Amount on File |
| Deed Sale | May 23, 2019 · Amount on File |
| Prior Sale | Oct 1, 1990 · Amount on File |
| Deed Document Number | 20192557 |
| Deed Book / Page | 880 / 491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 118 MORNINGSIDE DR, BREVARD, NC 28712-3530 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0009700021 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 970/21 |
| Instrument | 2021001792 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 118 MORNINGSIDE DR, BREVARD, NC 28712-3530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0009150525 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 915/525 |
| Instrument | 2020001636 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | May 23, 2019 |
| Property Address | 118 MORNINGSIDE DR, BREVARD, NC 28712-3530 |
| Document Number | 0008800491 |
| Book / Page | 880 / 491 |
| Instrument Date | May 16, 2019 |
| Instrument | 2019002557 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 746 DEERLAKE RD, 746, BREVARD, NC 28712-7657 |
| Name | Verified Name |
|---|---|
| Address | 118 MORNINGSIDE DR, BREVARD, NC 28712-3530 |
| Document Number | 2019002558 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 2019002558 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2026 property tax bill for 118 Morningside Dr was $3,150.
Source: Transylvania County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Brevard City |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,150.00 | $767,580 Land $125,000 Building $642,580 | $767,580 Land $125,000 Building $642,580 |
| 2023 | $2,788.00 | $462,280 Land $80,000 Building $382,280 | $462,280 Land $80,000 Building $382,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Morningside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Morningside Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BREVARD serves 11,336 people · EPA ID NC0188010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 2,000 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
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