Scott County property record for 118 Morgan Mill Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft |
| Lot Size | 0.187 acres (8,164 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $227,000 (Dec 2021) |
| Tax Bill | $2,225 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Apr 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 190-10-036.000 |
| Primary APN | 190-10-036.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Foundation Type | Block |
| Lot Area | 8,164 sqft (0.187 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 118 MORGAN MILL RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORGAN MILL |
| Legal Subdivision | MORGAN MILL |
| Legal Lot Number | 10 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40101 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 118 MORGAN MILL RD, GEORGETOWN, KY 40324-8949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2023 | Warranty Deed, Transfer |
| Apr 27, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED BANK & CAPITAL TRUST COMPANY |
| Dec 7, 2021 | Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Feb 3, 2021 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2021 · Amount on Record |
| Deed Sale | Dec 7, 2021 · Amount on Record |
| Prior Sale | Feb 3, 2021 · Amount on Record |
| Deed Document Number | 2021446694 |
| Deed Book / Page | 430 / 43 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 30, 2023 |
| Property Address | 118 MORGAN MILL RD, GEORGETOWN, KY 40324-8949 |
| Document Number | 00D440/862 |
| Book / Page | D440 / 862 |
| Map Reference | CAB 3 SL 1195 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 469959 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2156 WADSWORTH RD, RIPLEY, TN 38063-8338 |
| Name | Verified Name |
|---|---|
| Address | 118 MORGAN MILL RD, GEORGETOWN, KY 40324-8949 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 118 MORGAN MILL RD, GEORGETOWN, KY 40324-8949 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1334/729 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | M1334/729 |
| Instrument | 368220 |
| Name | UNITED BANK & CAPITAL TRUST COMPANY |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 14, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 7, 2021 |
| Property Address | 118 MORGAN MILL RD, GEORGETOWN, KY 40324-8949 |
| Document Number | 000D430/43 |
| Book / Page | D430 / 43 |
| Map Reference | CAB 3 SL 1195 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 446694 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $227.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1704 17TH ST, 1704, PARIS, KY 40361-1160 |
| Name | Verified Name |
|---|---|
| Address | 118 MORGAN MILL RD, GEORGETOWN, KY 40324-8949 |
| Document Number | 0000446695 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 446695 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 3, 2021 |
| Property Address | 118 MORGAN MILL RD, GEORGETOWN, KY 40324-8949 |
| Document Number | 00D421/543 |
| Book / Page | D421 / 543 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 427857 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1069 KUTTLE MILL RD, 1069, PARIS, KY 40361 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 118 MORGAN MILL RD, GEORGETOWN, KY 40324-8949 |
| Document Number | 0000427858 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 427858 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,900 (-) | $249,900 (-) | |
| 2025 | $2,225.00 (+8.11%) | $249,900 (+10.09%) | $249,900 (+10.09%) |
| 2023 | $2,058.00 (+4.52%) | $227,000 (-) Land $35,000 Building $192,000 | $227,000 (-) Land $35,000 Building $192,000 |
| 2022 | $1,969.00 | $227,000 Land $32,000 Building $195,000 | $227,000 Land $32,000 Building $195,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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