118 Moray Firth, Williamsburg, VA 23188 Property Records

James City County property record for 118 Moray Firth, Williamsburg, VA 23188 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,632 sqft · built 2000
Lot Size	0.621 acres (27,051 sqft)
Owner	Trust Name on File
Tax Bill	$3,490 (2022)
Flood Zone	Zone AE (high risk)
APN	`38-1 04-0-0128`

Property Details

APN / Parcel Number

Primary APN	`38-1 04-0-0128`
Alternative APN	`7914`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,632 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	27,051 sqft (0.621 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	299 sqft
Deck Area	237 sqft
Patio Area	237 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7914
Street Address	118 MORAY FIRTH
City	WILLIAMSBURG
State	VA
Zip	23188-9130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-128 S-11A FORDS COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	128
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	1
Census Block	1008
Census Tract	80209

Owner

Source: James City County records · APN 38-1 04-0-0128

Assessment roll updated October 14, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	118 MORAY FIRTH, WILLIAMSBURG, VA 23188-9130
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated October 14, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$484,100 (+15.1%) Land $98,100 Building $386,000	$484,100 (+15.1%) Land $98,100 Building $386,000
2023		$420,600 Land $69,300 Building $351,300	$420,600 Land $69,300 Building $351,300
2022	$3,490.00 (+5.31%)
2019	$3,314.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950802091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force 9 of 9 on primary residences

Wildfire

Wildfire Risk	Low above 34% of the US · above 58% of Virginia
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.