118 Montego Dr, Sebring, FL 33870 Property Records

Highlands County property record for 118 Montego Dr, Sebring, FL 33870

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 924 sqft · built 1994
Lot Size	0.311 acres (13,568 sqft)
Owner	2 Individual Names on File
Last Sale	$6,500 (Feb 1999)
Tax Bill	$290 (2024)
Flood Zone	Zone X (minimal risk)
APN	`C-28-34-29-091-0000-0280`

Property Details

APN / Parcel Number

Primary APN	`C-28-34-29-091-0000-0280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 1994
Architectural Style	Mobile/Manufactured
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	13,568 sqft (0.311 acres)
Lot Dimensions	170 ft deep x 80 ft wide
Deck Area	75 sqft
Patio Area	103 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	118 MONTEGO DR
City	SEBRING
State	FL
Zip	33870-4200
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	M1S
Legal Description	RIDGEWOOD ESTATES UNIT II PB 15-PG 34 LOT 28
Legal Range	29E
Legal Township	34S
Legal Section	28
Legal Subdivision	RIDGEWOOD ESTATES
Legal Lot Number	28
Legal Unit	2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1019
Census Tract	960900

Owner

118 Montego Dr, a mobile home, is owned and occupied by two individuals who bought it in February 1999.

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 MONTEGO DR, SEBRING, FL 33870-4200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 1999 · Amount on File
Deed Sale	Feb 2, 1999 · Amount on File
Deed Document Number	0014411860
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,029	$57,769 Land $8,880 Building $48,889
2024	$290.00 (+5.84%)
2023	$274.00 (+3.79%) Homeowner's exemption	$20,784 (+3%)	$55,719 (+40.13%) Land $4,250 Building $51,469
2022	$264.00 Homeowner's exemption	$20,179	$39,761 Land $4,250 Building $35,511

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Montego Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Montego Dr is high, ranking above 74% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35
Verizon Fixed Wireless	300 / 20