Passaic County and Wanaque Borough property record for 118 Monroe St, Haskell, NJ 07420
| Property Type | Single Family Home |
|---|---|
| Details | 2,040 sqft · built 1850 |
| Lot Size | 0.168 acres (7,301 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $705,000 (Sep 2025) |
| Tax Bill | $15,162 (2025) |
| Deeds & Mortgages | Jul 2024 Line of Credit Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00455-0000-00012 |
| Primary APN | 13-00455-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,040 sqft Living Area |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Construction Type | Frame |
| Lot Area | 7,301 sqft (0.168 acres) |
| Lot Dimensions | 100 ft deep x 73 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 118 MONROE ST |
|---|---|
| City | HASKELL |
| State | NJ |
| Zip | 07420-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | HASKELL IMPROV CO INC |
| Legal Block | 455 |
| Legal Lot Number | 12 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WANAQUE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 236601 |
118 Monroe St is owned and occupied by two individuals who bought it in September 2025.
Source: Passaic County and Wanaque Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 MONROE ST, HASKELL, NJ 07420-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2024 | Deed of Trust, Mortgage · Line of Credit GOODLEAP LC |
| Sep 18, 2025 | Deed, Transfer · Conventional Mortgage LUMINATE BANK |
| Sep 4, 2018 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on File |
| Deed Sale | Sep 18, 2025 · Amount on File |
| Prior Sale | Sep 4, 2018 · Amount on File |
| Deed Document Number | 202531503 |
| Deed Book / Page | 4970 / 18 |
| Prior Transfer Date | Oct 13, 2005 |
| Prior Transfer Doc | 1106000080 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 118 MONROE ST, HASKELL, NJ 07420-1218 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000024061 |
|---|---|
| Date | Jul 31, 2024 |
| Book Page | M19000/125 |
| Instrument | 2024024061 |
| Name | GOODLEAP LC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 397 Months |
| Due | Aug 19, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 18, 2025 |
| Property Address | 118 MONROE ST, HASKELL, NJ 07420-1218 |
| Document Number | 0000031503 |
| Book / Page | D4970 / 18 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2025031503 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 MONROE ST, HASKELL, NJ 07420-1218 |
| Name | Verified Name |
|---|---|
| Address | 118 MONROE ST, HASKELL, NJ 07420-1218 |
| Document Number | 0000031504 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 2025031504 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 4, 2018 |
| Property Address | 118 MONROE ST, HASKELL, NJ 07420-1218 |
| Document Number | 0000040045 |
| Book / Page | D3393 / 0270 |
| Map Reference | MAP1014 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 2018040045 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 FINCH RD, 138, RINGWOOD, NJ 07456-2426 |
| Name | Verified Name |
|---|---|
| Address | 118 MONROE ST, WANAQUE, NJ 07465 |
| Document Number | 0000040047 |
|---|---|
| Date | Sep 4, 2018 |
| Book Page | M15180/0017 |
| Instrument | 2018040047 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 118 Monroe St was $15,162, up 5.3% from the year before.
Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Wanaque Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Wanaque Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $333,900 (-) Land $103,400 Building $230,500 | $333,900 (-) Land $103,400 Building $230,500 | |
| 2025 | $15,162.00 (+5.28%) | $333,900 (-) Land $103,400 Building $230,500 | $333,900 (-) Land $103,400 Building $230,500 |
| 2024 | $14,401.00 (+2.04%) | $333,900 (-) Land $103,400 Building $230,500 | $333,900 (-) Land $103,400 Building $230,500 |
| 2023 | $14,113.00 (+2.15%) | $333,900 Land $103,400 Building $230,500 | $333,900 Land $103,400 Building $230,500 |
| 2022 | $13,816.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 118 Monroe St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Monroe St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WANAQUE W DEPT. serves 10,266 people · EPA ID NJ1613002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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