118 Monroe St, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 118 Monroe St, Dedham, MA 02026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,181 sqft · built 1900
Lot Size	0.141 acres (6,134 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Jul 1991)
Tax Bill	$7,593 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DEDH M:0141 L:0052`

Property Details

APN / Parcel Number

Primary APN	`DEDH M:0141 L:0052`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,181 sqft Living Area
Gross Area	2,327 sqft
1st Floor Area	656 sqft
Basement Area	656 sqft
Unfinished Basement	656 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,134 sqft (0.141 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	118 MONROE ST
City	DEDHAM
State	MA
Zip	02026-3320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	52
Jurisdiction	DEDHAM MA
Township / Civil Division	DEDHAM
Census Block Group	5
Census Block	5003
Census Tract	402400

Owner

118 Monroe St is owned and occupied by an individual who bought it in July 1991.

Source: Norfolk County and Dedham Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	118 MONROE ST, DEDHAM, MA 02026-3320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 29, 2019	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 1991 · Amount on File
Deed Sale	Jul 22, 1991 · Amount on File
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	118 MONROE ST, DEDHAM, MA 02026-3320
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041434-350
Date	Sep 29, 2023
Book Page	41434/350
Instrument	63478

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	118 MONROE ST, DEDHAM, MA 02026-3320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36697-68
Date	Mar 29, 2019
Book Page	36697/68
Instrument	23058

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 118 Monroe St was $7,593, up 5.9% from the year before.

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dedham Town
Unified School District	Dedham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,593.00 (+5.86%)	$617,300 (+8.6%) Land $376,100 Building $241,200	$588,162 (-13.63%)
2025	$7,173.00 (+7.3%)	$568,400 (+6.28%) Land $348,300 Building $220,100	$680,960 (+7.48%)
2024	$6,685.00 (+2.7%)	$534,800 (+5.5%) Land $320,600 Building $214,200	$633,555
2023	$6,509.00	$506,900 Land $297,500 Building $209,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Monroe St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1991–2025)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 118 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Netafy Fixed Wireless	150 / 150

May also be available: T-Mobile.

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