118 Monaco Ct, Lincoln, CA 95648 Property Records

Placer County property record for 118 Monaco Ct, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,278 sqft · built 2014
Lot Size	0.196 acres (8,540 sqft)
Owner	Trust Name on File
Last Sale	$410,000 (Mar 2015)
Tax Bill	$8,148 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-290-057-000`

Property Details

APN / Parcel Number

Primary APN	`009-290-057-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,278 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Lot Area	8,540 sqft (0.196 acres)
Garage Area	591 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	118 MONACO CT
City	LINCOLN
State	CA
Zip	95648-7863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57 SORRENTO VILLAGE 8 MOR CC-73
Legal Subdivision	SORRENTO VILLAGE 8
Legal Lot Number	57
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2015
Census Tract	23300

Owner

118 Monaco Ct is owner-occupied and held in a trust since May 2017.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	118 MONACO CT, LINCOLN, CA 95648-7863
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2015 · Amount on File
Deed Sale	Mar 24, 2015 · Amount on File
Deed Document Number	201521914
Last Transfer Date	May 10, 2017
Transfer Doc	0000039054
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	118 MONACO CT, LINCOLN, CA 95648-7863
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 MONACO CT, LINCOLN, CA 95648-7863

Mortgage

Document Number	0000024401
Date	Mar 21, 2022
Instrument	2022-0024401

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	118 MONACO CT, LINCOLN, CA 95648-7863
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011337
Date	Feb 7, 2020
Instrument	2020-0011337

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	May 30, 2017
Property Address	118 MONACO CT, LINCOLN, CA 95648-7863
Document Number	0000039054
Instrument Date	May 10, 2017
Instrument	39054
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	118 MONACO CT LINCOLN CA 956487863, LINCOLN, CA 95648-7863

Tax Assessment & Valuation

The 2025 property tax bill for 118 Monaco Ct was $8,148 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$502,602 (+2%) Land $147,102 Building $355,500
2025	$8,148.00 Homeowner's exemption	$492,748 Land $144,218 Building $348,530
2023	$7,899.00 (+2.19%) Homeowner's exemption	$473,617 Land $138,619 Building $334,998
2022	$7,730.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 118 Monaco Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Monaco Ct is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath, Fidium Fiber, Succeed.Net.

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