118 Moffat St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 118 Moffat St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,760 sqft · built 1922
Lot Size	0.274 acres (11,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Feb 2024)
Tax Bill	$1,288 (2025)
Deeds & Mortgages	Aug 2005 Mortgage Dec 2005 Mortgage
APN	`060300 79.12-4-49`

Property Details

APN / Parcel Number

Primary APN	`060300 79.12-4-49`
Alternative APNs	`03000790120004049000` `030124860`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	880 sqft
2nd Floor Area	880 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	11,960 sqft (0.274 acres)
Lot Dimensions	130 ft deep x 92 ft wide
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	464 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030124860
Street Address	118 MOFFAT ST
City	DUNKIRK
State	NY
Zip	14048-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	INC 29-6-17 92 X 130 RES; OLD APN: 060300 29-6-16
Legal Block	4
Legal Lot Number	49.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	3
Census Block	3013
Census Tract	35500

Owner

Source: Chautauqua County and Dunkirk City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 MOFFAT ST, DUNKIRK, NY 14048-1828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2005	Deed of Trust, Mortgage GREATER CHAUTAUQUA FEDERAL CREDIT UNION
Dec 12, 2005	Deed of Trust, Mortgage GREATER CHAUTAUQUA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2024 · Amount on Record
Deed Sale	Feb 9, 2024 · Amount on Record
Prior Sale	Jul 5, 2001 · Amount on Record
Deed Document Number	20241709
Record Updated	Jun 8, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	118 MOFFAT ST, DUNKIRK, NY 14048-1828
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002833/0000000586
Date	Aug 15, 2005
Book Page	0000002833/0000000586
Instrument	0000004007

Lender

Name	GREATER CHAUTAUQUA FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	149 Months
Due	Jan 1, 2018

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	118 MOFFAT ST, DUNKIRK, NY 14048-1828
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002861/0000000213
Date	Dec 12, 2005
Book Page	0000002861/0000000213
Instrument	0000006486

Lender

Name	GREATER CHAUTAUQUA FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	145 Months
Due	Jan 1, 2018

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,288.00	$32,000 (-) Land $5,400 Building $26,600	$72,727 (+25%) Land $12,273 Building $60,454
2023		$32,000 (-) Land $5,400 Building $26,600	$58,182 (+14.55%) Land $9,818 Building $48,364
2022	Homeowner's exemption	$32,000 Land $5,400 Building $26,600	$50,794 Land $8,571 Building $42,223

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service, Verizon.

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