118 Minnesota Ave W, Gilbert, MN 55741 Property Records

St. Louis County property record for 118 Minnesota Ave W, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,212 sqft · built 1910
Lot Size	0.22 acres (9,598 sqft)
Owner	Individual Name on Record
Last Sale	$81,900 (May 2018)
Tax Bill	$1,916 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060-0010-02690`

Property Details

APN / Parcel Number

Primary APN	`060-0010-02690`
Alternative APN	`1051021`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,212 sqft Gross Area
1st Floor Area	1,120 sqft
Basement Area	280 sqft
Finished Basement	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1969
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Frame
Lot Area	9,598 sqft (0.22 acres)
Garage Area	624 sqft
Porch	Slab
Deck Area	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1051021
Street Address	118 MINNESOTA AVE W
City	GILBERT
State	MN
Zip	55741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 31 AND 32 SERIAL #
Legal Subdivision	GILBERT
Legal Block	11
Legal Lot Number	31-32
Jurisdiction	ST LOUIS MN
Township / Civil Division	GILBERT
Census Block Group	2
Census Block	2054
Census Tract	13500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 MINNESOTA AVE W, 1047, GILBERT, MN 55741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit BOUNDARY WATERS BANK
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
May 17, 2018	Warranty Deed, Transfer MARKETPLACE HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Deed Document Number	20181332946
Prior Transfer Date	Apr 13, 2018
Prior Transfer Doc	0001332945
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	118 MINNESOTA AVE W, GILBERT, MN 55741
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001412043
Date	Apr 28, 2021
Instrument	1412043

Lender

Name	BOUNDARY WATERS BANK
Type	Bank
Address	MINNEAPOLIS, MN 55449

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Feb 19, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	118 MINNESOTA AVE W, GILBERT, MN 55741
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001405683
Date	Mar 3, 2021
Instrument	1405683

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 17, 2018
Property Address	118 MINNESOTA AVE W, GILBERT, MN 55741
Document Number	00A1332946
Instrument Date	Apr 13, 2018
Instrument	A1332946
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.27
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 MINNESOTA AVE W GILBERT MN 55741, GILBERT, MN 55741

Mortgage

Document Number	A1332947
Date	May 17, 2018
Instrument	A1332947

Lender

Name	MARKETPLACE HM MTG
Type	Mortgage Company
Address	EDINA, MN 55435

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 16, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Gilbert City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,916.00 (+2.57%) Homeowner's exemption
2025	$1,868.00 (-1.79%) Homeowner's exemption	$188,200 (+25.8%) Land $13,700 Building $174,500	$188,200 (+25.8%) Land $13,700 Building $174,500
2024	$1,902.00	$149,600 (+20.06%) Land $10,900 Building $138,700	$149,600 (+20.06%) Land $10,900 Building $138,700
2022		$124,600 Land $9,100 Building $115,500	$124,600 Land $9,100 Building $115,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Gilbert serves 1,829 people · EPA ID MN1690020
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CTC.

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